When your car is a piece of living motor history, you’ll want to protect it accordingly. At Heritage, we work hard to offer vintage auto insurance that takes the true value of your car into account. With over 55 years of experience in the vehicle insurance industry, we have access to a wide panel of vintage car insurance companies to provide you with the best deals on the market. 


We provide vintage vehicle insurance on a wide range of car makes, from British-built to imports. Whether you own an Austin 7, a Ford Model A, we can get you exclusive vintage car insurance quotes at competitive prices and with great additional options to suit your needs. 


  • Free Agreed Value: we provide agreed value cover for your vintage vehicle in the event of total loss
  • Up to 90 days European Cover
  • salvage retention: keep the salvage of your car if the worst happens.
  • Limited mileage discounts: the lower your annual mileage, the bigger the savings.
  • Car club member and other discounts: save up to 15% if you’re a member of a registered vintage car owners club, the Military Vehicle Trust, or an NHS staff member.
  • Laid up cover: covers your vintage vehicle for accidental damage, fire and theft while it’s being restored
  • No claims bonus: with some of our vintage car insurance policies you can get a No Claims Bonus.
  • Free Skytag GPS tracker: request a free Skytag GPS tracker with your policy and recover your pride and joy quickly in the event of theft.


Any vehicle manufactured between 1919 and 1930 may be classified as a vintage car, according to major car clubs. The parameters can vary, but whenever your car was built, we’ll do our best to build you the bespoke policy it needs.


Vintage car values can change quickly based on market demand, so it’s important to make sure your agreed value is regularly reviewed. We can offer free agreed valuation, or you can choose to have your car valued independently.


To request a vintage car insurance quote, please fill in a few short details below and one of our team will call you back.


We offer add-ons at competitive prices. You can pick whichever ones suit your needs, or choose our package option, which combines the most popular optional extras for an even better price. From breakdown cover and courtesy car to get you out of a breakdown fix, to Key Protect in case your key gets lost or stolen, these are the little things that make a big difference.

Key Protect

If your key gets lost or stolen, Key Protect covers the cost of replacement and related expenses.

Personal Accident Cover

Cover you and your partner for up to £50,000 for bodily injury or death while driving or as a passenger.

Heritage Motor Legal

Get cover of up to £100,000 for any legal costs involved in claiming against an uninsured driver, injury compensation claims and recovering uninsured losses.

Road Rescue

Our road rescue cover will rescue you and your vehicle if you breakdown.


What is the difference between vintage and classic cars?

Although there isn’t a set definition for both vintage and classic cars, a classic car is typically a car that is 15-20 years of age or older, and desirable as a collectible. Vintage cars are vehicles that were manufactured between 1919 and 1930, although the timeframes can vary. The common denominator is that they both have timeless designs and are owned as cherished vehicles. 

Can I get vintage car insurance immediately?

Yes. Once payment has been made for your vintage auto insurance, cover will be in place immediately.

Does a vintage car insurance policy cover me for driving other cars?

No. Traditionally, you would already have this with your standard car insurance. We recommend checking this in your Certificate of Motor Insurance. Our Multi Car insurance can cover you to drive other vehicles, if you are over 25 and your everyday cars are on cover with Heritage Insurance. The other car must be insured, not owned by the policyholder, and for emergency use only.

My vintage car isn’t finished yet; can I get insurance while I’m restoring it?

Yes, providing the car is garaged we can provide laid up insurance.
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