Vintage Car Insurance

Take a drive down memory lane

To most of us the vintage car conjures up images of care free motoring from a bygone era, the golden age when the automobile was more of a luxury for the prosperous and wealthy, rather than the necessity of the masses, like today.

What is a vintage car?

The antique car, much like a piece of art or indeed a stamp or coin collection will always be a worthwhile investment, but what do we mean by antique car or indeed vintage car for that matter? Well it seems that to categorise a car as vintage is a matter of opinion depending on the vehicles age. You would expect this to be a rolling period of time, as the classic car ages it would then fall into the vintage classification; although a definitive answer would be “any vehicle manufactured between 1919 and 1930 is classified as a vintage car” according to major car clubs.

Iconic piece of motoring history

In the UK the largest manufacturers of the vintage car era were Morris, Austin and Singer, many of which are still in evidence today (just take a wander around any vintage car show). The cars of this time are indeed an iconic piece of motoring history, not only for their engineering prowess but also for the innovative designs, the saying “they don’t make them like they use to” couldn’t be truer when it comes to vintage cars.

Investment of a Vintage Car

As an investment, the vintage car is on the rise and has seen value’s increase over the last 3 years by 25%. It is important therefore to make sure you have adequate insurance cover including an agreed value that is consistent with current values. You will also need to ensure that security (subject to the insurer’s terms and conditions) is operational; they may require smoke alarms and a fire extinguisher as part of their conditions. Also it would be advisable to obtain an independent valuation of the vehicle usually carried out by a vintage car club or indeed a specialist garage.

The vintage car encapsulates the essence of British motoring at what was a transitional time like no other in automotive history. As an owner of such an example it would surely be a privilege and indeed a responsibility to keep these pieces of the past alive for all of us to enjoy today and tomorrow.

Getting a Vintage car quote from Heritage

If you need any information regarding vintage car insurance, speak to Heritage Classic Car Insurance, where one of our Personal Client Managers will be happy to simply guide you through the process. Call today on 0121 248 9229.

Multi-Car insurance policy

Our Multi-Car insurance policy covers a wide range of vehicles from classics to campers and even bikes. We even cover everyday vehicles, so if you have more than one car in your household you should take a look at what Multi-car has to offer or if you would like a quote call us on 0121 248 9470.