INSURE YOUR MODIFIED 4x4

Modified 4×4 insurance from Heritage is designed especially for vehicles that have been modified for off road and green lane driving, or overlanding. It’s a type of specialist vehicle insurance aimed at 4x4s that are used as second vehicles, do lower mileage and have been adapted for this purpose. Most 4x4s that fit the specialist vehicle insurance criteria in terms of lower mileage and driver age (25-75) will be eligible for modified 4×4 insurance, provided you have at least 3 off-roading modifications.

MODIFIED 4X4 INSURANCE FROM HERITAGE

  • Cover for a wide range of off-roading modifications: snorkels, winches, additional lighting rigs, suspension changes, rock sliders, and more
  • Cover for off road and green lane driving: protection where you need it most
  • 90 days European driving cover as standard, so you know you have protection when you head abroad. Ask us what countries are covered when you get a quote.
  • £500 glass cover (includes damage sustained off road)
  • Optional breakdown cover with Heritage Road Rescue
  • 15% discount for 4×4 club members and GLASS members

IS MY MODIFIED 4×4 ELIGIBLE?

  • Is the vehicle 10 years old or more?
  • Does your 4×4 have at least 3 off roading modifications?
  • Do you cover 5,000 miles or less in it?
  • Are you aged between 25 and 75?

If the answer to the above questions is yes, it’s likely we can cover you under our specialist modified 4×4 insurance. Give us a call on 0121 248 9229, or fill in the form below and we’ll ring you. 

 GET A NO-OBLIGATION INSURANCE QUOTE ON YOUR MODIFIED 4X4

Need to know how much it would cost to insure your modified 4×4 vehicle? Please fill in the below form or call us directly on 0121 248 9229.

Modified 4×4 Insurance

CLAIM YOUR FREE* SKYTAG TRACKER

As a Heritage customer you can claim a free* Skytag GPS Tracker Unit worth up to £249.00. Help locate your vehicle quickly in the event of theft – the Skytag tracker can be easily self-fitted or you can ask your garage to fit it for you. Click here to find out more.

* Skytag subscription required to activate the tracker.

ADDITIONAL OPTIONS HERITAGE INSURANCE CAN PROVIDE

We offer add-ons at competitive prices. You can pick whichever ones suit your needs, or choose our package option, which combines the most popular add-ons for an even better price.

From road rescue and a hire car to get you out of a breakdown fix, to key protect in case your key gets lost or stolen, these are the little things that make a big difference.

Excess Protect

Don't be left out of pocket after paying your motor insurance excess - choose from three cover limits.

Personal Accident Cover

Cover you and your partner for up to £50,000 for bodily injury or death while driving or as a passenger.

Road Rescue

Our road rescue cover will rescue you and your vehicle if you breakdown.

Key Protect

If your key gets lost or stolen, Key Protect covers the cost of replacement and related expenses.

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