We know how adding modifications can improve the safety and performance of your 4×4. Sometimes it just looks too good not to have. Don’t worry, we understand 4x4s and offroading so get a quote with the experts.
We have several insurance providers to help get you modified 4×4 insurance cover. Whether you’re after agreed value; want to still accrue your NCB; or you want to go overlanding, we can help. We even have an optional camping cover for the show season!
Complete the form below and we’ll be in touch with you.
Yes we can. We know a fair bit about modified 4x4s. We even have a 110 Land Rover we use. So don’t fear – tell us the full list if you want the right cover. After all if you didn’t declare the winch and it got stolen, we may not be able to pay out.
We can do. This isn’t part of the scheme as standard but it is an optional extra. For just £30 we can cover up to £3,500 worth of camping equipment. Just make sure you fix the equipment to the vehicle where you can. Or you can store items inside the 4×4.
Examples of what we cover: camping chairs, tables, fridge freezers, cookers and more.
Not at all. We understand how important you are to the community. We don’t want to penalise you for it. Just let us know what type of response member you are and any extra training you’ve had. We can even offer up to 15% discount for you.
Through the demand of so many requests, we have extended the age limit to include 21 years old and over.
However, there are limitations and provisions if you are in this age bracket:
Call us for a modified 4×4 insurance quote on 0121 248 9229.
Insurance is based on risk factors and statistics. Younger drivers historically have a higher rate of accidents. Our insurance providers are less keen to help- so that they can keep the costs low for everyone else.
Automatic cover for greenlaning.
Discounts of up to 15% for 4×4 club members. The true enthusiast knows the importance of joining a offroad of 4×4 club. We reward your loyalty with a discount of up to 15%.
Automatic cover for offroading (at a club organised event)
Free Agreed valuation and certificate – We arrange a specialist insurance scheme which offers you a free agreed value alongside your policy. Should the worst happen and you find yourself with a total loss claim, we will pay you the agreed amount of the vehicle less the policy excess.
Up to 90 days’ cover for use in the EU – Travel abroad with no worries. Our modified 4×4 policy includes full comprehensive cover for use in Europe.
Full windscreen replacement service.
Whether performance enhancing or adding safety features to your vehicle, we understand that adding a modification doesn’t make you a boy racer. Call us on 0121 248 9229 to discuss your modified 4×4 modifications.
The option to retain salvage, should the worst happen. In the case of a total loss claim, you have the option to buy back your vehicle at the agreed value rate.
For just £30 extra we can cover camping accessories. We know that many of you enjoy camping at shows and going on adventures. Cover all your camping gear with our new add-on. Option for an uninsured loss recovery service (Legal Protection). Option for European and UK breakdown cover.
With some of our schemes you can accrue NCB so you don’t have to worry about losing your hard earned years.
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Very knowledgeable and helpful person. Very efficient service.
Excellent service, cheaper than Flux! Sue was very helpful. I would recommend Heritage to my friends. Thank you – Christopher, Hertford
Heritage classic car insurance is better than mass market policies from one size fits all inflexible insurers. My contact was on top of his subject and able to answer all my questions about details of a new policy before I then needed a few days to decide the implications of transferring from my expensive insurer, […]
Wouldn’t go anywhere else,I have had had classic cars on and off for the last 20 years and found Your company very professional and extremely friendly,you give the average man or woman in the street the chance to live the dream with your very reasonable premiums – Darryl Hudson, Wirral