INSURE YOUR MODIFIED 4x4
Modified 4×4 insurance from Heritage is designed especially for vehicles that have been modified for off road and green lane driving, or overlanding. It’s a type of specialist vehicle insurance aimed at 4x4s that are used as second vehicles, do lower mileage and have been adapted for this purpose.
Most 4x4s that fit the specialist vehicle insurance criteria in terms of lower mileage and driver age (25-75) will be eligible for modified 4×4 insurance, provided you have at least 3 off-roading modifications.
MODIFIED 4X4 INSURANCE COVER WITH HERITAGE
• Cover for a wide range of off-roading modifications: snorkels, winches, additional lighting rigs, suspension changes, rock sliders, and more
• Cover for off road and green lane driving – only if it is a recognised club organised event
• 90 days’ European driving cover as standard, so you know you have protection when you head abroad. Ask us what countries are covered when you get a quote
• £500 glass cover (includes damage sustained off road)
• Optional breakdown cover with Heritage road rescue cover
• 15% discount for 4×4 club members and GLASS members
• Save up to 25% with a multi car policy
IS MY MODIFIED 4×4 ELIGIBLE?
• Is the vehicle 10 years old or more?
• Does your 4×4 have at least 3 off roading modifications?
• Do you cover 5,000 miles or less in it?
• Are you aged between 25 and 75?
If the answer to the above questions is yes, it’s likely we can cover you under our specialist modified 4×4 insurance. Give us a call on 0121 248 9229, or fill in the form below and we’ll contact you.
Get a modified 4x4 car insurance quote
Get classic car cover from as little as £73 per year.
CLAIM YOUR FREE SKYTAG TRACKER
As a Heritage customer you can claim a free Skytag GPS tracker unit* worth up to £249.00. Help locate your vehicle quickly in the event of theft – the Skytag tracker can be easily self-fitted or you can ask your garage to fit it for you.
*Heritage customers can get a Skytag tracker unit free of charge. Skytag is a subscription service.
EXTRA COVER OPTIONS AVAILABLE FROM HERITAGE
We offer add-on cover options at competitive prices. Get extra insurance for things like breakdown, motor legal expenses protection, and even key cover in case your keys get lost or stolen.
You can add as many or as few additional cover options as you like to your modified 4×4 insurance with us.
Road rescue
If you breakdown or your vehicle can’t be driven, get roadside repair and national recovery with our road rescue breakdown cover. This additional cover option includes alternative transport and overnight accommodation for a night, plus key assist in case of lost keys or lock failure.
Key cover
Covering both your car keys and house keys, this helpful optional extra means if your keys get lost or stolen, someone can help without you being out of pocket. Get support to get back into your vehicle, cover the cost of a locksmith, and more.
Motor legal
Our motor legal policy will cover you for any legal costs involved in claiming compensation for injury, claims against uninsured drivers, and other forms of uninsured loss recovery, up to the value of £100,000. You’ll also get access to a 24/7 legal advice line.
Very good price for my classic VW campervan. New quote was the same as last year so can't complain at all. Added breakdown and recovery for a good price that beat AA by a long way. Very helpful staff on the phone. Excellent service.
Another year of insuring my two classic cars with Heritage. Very competitive renewal. Agent Seema was very helpful and patient in adding another driver to my policy. The customer portal is great for accessing policy paperwork and updating details. I would highly recommend.
long term customer....brilliant service with actual human beings dealing with you. Always competitive on price.
