Campervans and Motorhomes

WHAT'S INCLUDED IN OUR CAMPERVAN AND MOTORHOME INSURANCE?

The best campervan insurance policies in the UK are tailored to the kind of camper you drive. With Heritage, your campervan insurance policy can include free agreed value, campervan breakdown cover, and much more.

  • 15% discount for registered club members
  • Cover for participation in shows and events
  • Wedding hire cover available
  • Limited mileage options to reduce premium
  • Free Skytag GPS tracker device

WHAT’S THE DIFFERENCE BETWEEN CAMPERVAN INSURANCE AND MOTORHOME INSURANCE?

Motorhomes are usually larger than campers, with extended living facilities and more permanent fixtures and fittings for washing, cooking and storage. As such, they’re almost always recognised by the DVLA as a motor caravan, meaning you’ll need to get a specialist policy motorhome insurance quote.

Campervans have facilities for sleeping, cooking and storage, but these can often be folded down or are removeable. A campervan can be more easily used as a ‘regular’ vehicle, albeit one that is designed for staying in, at least some of the time.

Whether you’re looking for camper insurance or motorhome insurance in the UK, we’ll work hard to offer you the best quote we can for your vehicle specifications.

GET A FREE CAMPERVAN INSURANCE QUOTE

To secure a reliable Heritage policy for your classic camper, please fill out the online campervan insurance quote form below.

GET MORE FROM YOUR CAMPERVAN INSURANCE

When it comes to getting the right cover, finding a reliable campervan or motorhome insurer to manage your policy can be a difficult decision. As a family-owned, independent broker, Heritage understands very well how to provide the type of cover your classic camper or motorhome needs. From a free Skytag GPS tracker device to free agreed value, we’re always finding additional benefits which will keep your camper as protected as possible.

Vintage camper VW camper by the sea

FREE AGREED VALUE ON CLASSIC CAMPERVANS

If your camper or motorhome is a vintage or classic, protect its value for free with our agreed value service, which sets the value of your vehicle into your policy. If you have to make a total loss claim on your classic campervan insurance, you’ll have peace of mind that the amount you’ll be paid is the amount agreed, and not subject to market fluctuations.

Find out more about how our free agreed value service works here.

FREE SKYTAG GPS TRACKER

To keep your campervan or motorhome as safe as you can, consider using a GPS tracker device. We can help with that – Heritage customers can request a Skytag GPS tracker for free.

With a proven track-record supporting the police in stolen vehicle recovery, Skytag offer three tracking options including live alerts, so you know if your vehicle is on the move. This offers a lot of peace of mind for those whose camper or motorhome isn’t parked within sight of their home, or may be in storage over winter. Skytag tracking is a subscription service.

COMBINE AND SAVE WITH OUR MULTI CAR INSURANCE

Get up to a 25% discount on your premium with a single policy that can cover your classic campervan or motorhome alongside all your other vehicles, modern and classic, including motorbikes and daily drives.

With our multi car insurance there’s no limit to the number of vehicles you can add, and unlike many providers who cap at 2 or 3 drivers, we go up to 5.

For a free no obligation quote, just give us a call on 0121 248 9229, or email us.

CLASSIC CAMPERVAN AND MOTORHOME INSURANCE FAQs AND ADVICE

When it comes to your campervan or motorhome insurance, we know that you’ll want to make an informed decision. That’s why we’ve put together some of the most common questions people ask us, alongside our answers and some helpful, general advice.

So, if you want to know more about a camper or motorhome insurance quote, your excess, or even driving your campervan on car insurance, we’ve got you covered. And, if you’d like any further information, you can call a member of the Heritage team on 0121 248 9229.

How much is campervan or motorhome insurance?

When figuring out the cost of insuring your camper or motorhome, we’ll take a number of things into consideration, such as:

  • The mileage of your classic camper or motorhome
  • The value of your classic motorhome or campervan (vehicles valued under £30,000 are generally much cheaper to insure)
  • The age of your vehicle
  • Where you choose to store your vehicle

Don’t worry – we know that every camper has its own story and we’ll look carefully at your specific circumstances when creating your classic campervan insurance.

Can I get temporary motorhome or campervan insurance?

We don’t offer short-term campervan standalone insurance policies. However, if you already have a multi car policy with us, we may be able to add a camper to your existing policy on a temporary basis, for a maximum of 30 days. If you are looking for short-term insurance for a trip with a hired vehicle, the insurance should be arranged with the hirer.

What is the excess on classic campervan insurance?

The excess on classic campervan insurance is largely based on the value of the vehicle itself, but can range from £100 up to £500. Generally speaking, most classic campers under the value of £30,000 will attract a £150 excess for accidental damage, fire and theft.

Can I drive a campervan or motorhome on my car insurance?

Driving your campervan on your car insurance is generally not allowed, as it needs a specific insurance policy. This applies even if your car insurance policy allows DOC (driving other cars) – campervans are usually excluded from this.

This is even more likely to be the case with your motorhome, due to their larger size. We’ll happily discuss your specific requirements and do our best to give you a motorhome insurance quote that covers everything you need.

If you have Heritage multi car insurance,  you’ll have the option to add your classic camper to this policy.