Classic Bike

COMPETITIVE CLASSIC BIKE INSURANCE QUOTES

If you’re looking for the best classic motorbike insurance to meet your needs, our experienced team will help you get great value cover for your classic or specialist vehicle, whether one bike or several. 

Some of the key elements of our classic bike and motorcycle insurance include:

  • Free agreed value
    Protect the value of your classic or vintage motorcycle with our hassle-free agreed value service as part of your insurance policy, if the worst should happen.
  • Up to 90 days’ European Cover as standard
    Riding your bike through Europe? We offer European driving cover as part of our classic motorbike insurance – you can extend this up to 180 days on most policies.
  • Limited mileage discounts
    The fewer miles you ride, the more you save – so if your classic only comes out on special occasions, you can pay less for your classic motorbike cover.
  • Flexible rider/bike number options
    If you’re looking for classic motorcycle insurance for multiple riders, we can help with that. We can provide cover for up to 4 riders on one bike, or 4 bikes with one rider – ask about our flexible options on 0121 248 9229 or email us
A close up of classic motorcycles with people in the background.

HOW OLD DOES A MOTORCYCLE NEED TO BE TO QUALIFY AS CLASSIC?

There is no one definition of a classic motorcycle, but many experts and motor enthusiasts believe a bike needs to be 20-25 years old to count as a classic. Heritage will consider bikes from 15 years old for classic bike cover.  

However, modern classics such as limited edition bikes may also qualify for classic motorcycle insurance, depending on how you plan to ride them. If you’re unsure, call and speak with our team, we have experience in helping our customers insure a range of classic bike types, and will be happy to discuss your exact cover requirements in more detail. 

AM I ELIGIBLE FOR HERITAGE’S CLASSIC MOTORBIKE INSURANCE?

Classic motorcycle insurance criteria vary, but we should be able to cover you if you:

• Are aged between 30 and 79
• Have been a UK resident for at least 3 years
• Have had a full bike licence for at least 3 years

All bikes must be kept in a properly constructed locked garage. For modern bikes, we can insure riders from ages 21 to 69.

GOT MORE THAN JUST BIKES?

In addition to classic motorcycle insurance, we also offer classic car insurance or classic campervan and motorhome insurance. Or you can cover all your vehicles on a single policy with a single premium, with Heritage multi car insurance 

Make insuring your vehicles easier whilst saving money, with discounts of up to 25% based on the number of vehicles and drivers you have on cover. You can continue to collect no claims bonus on any modern cars and bikes under our multi car policy. 

REQUEST A FREE QUOTE FOR CLASSIC MOTORBIKE INSURANCE

Find out how much you could save with our classic motorcycle insurance. Simply pop a few details into the form below to request a quote and we’ll call you as soon as possible.

If you’d rather ring us, our friendly team is available on 0121 248 9229 from Monday – Friday 8:30am – 5:30pm and Saturdays 9am to 1pm. Alternatively, you can send us an email

CLASSIC MOTORCYCLE INSURANCE QUESTIONS ANSWERED

Is classic bike insurance expensive?

Classic motorcycle insurance is generally cheaper than standard motorbike insurance, mostly because classic bikes get ridden less frequently. Specialist bike insurance, like classic car insurance, has limited mileage as a core feature. Your quote will also vary depending on the type of bike and the level of cover you need.

Is classic motorcycle insurance worth it?

You really can’t put a price on the peace of mind that comes with knowing that you are covered for a wide range of eventualities should the worse happen and your classic motorcycle is damaged in a motoring accident. We can say with confidence that it proves to be worth it for many classic motorcycle owners across the UK. 

Do you offer classic moped insurance?

Yes, we can insure classic mopeds as part of our classic motorbike insurance services. 

Got another question?

If you have any other questions about our classic motorbike insurance, take a look at our general FAQ page or contact our customer care advisors. You can reach our team of experts on 0121 248 9229 or you can send us an email. 

TAILOR YOUR CLASSIC BIKE INSURANCE WITH OUR ADDITIONAL COVER OPTIONS

Motor legal cover

If you end up with uninsured losses after an accident, or incur legal costs pursuing a third party, motor legal protection will cover costs and provide you with access to a 24/7 legal advice line.

Breakdown cover

No one wants to be stranded if they break down, so decent road rescue cover makes sense. Our breakdown insurance is provided by ALPS and includes European rescue.

Key protect

This great extra cover includes both your car/bike keys AND your housekeys, so if they go missing or get stolen, you can get right back on your journey, or back into your home.

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