Multiple classic cars parked on green grass with a scenic background.

Classic & Specialist Car Insurance — UK broker since 1965

Heritage is the UK’s specialist classic car insurance broker, family-owned since 1965. We arrange tailored cover for classic cars, campervans, classic bikes, kit cars, military vehicles and more, working with a panel of specialist insurers to find the right policy for your vehicle. Classic car insurance from £73 a year.

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Mark Burrows

3 June 2026

Excellent service

John

19 May 2026

I have recently been in contact with Heritage Insurance Brokers, who I have had my classic 1960 Morris Mini Minor insured through for many years. I wanted to increase the agreed value. The team were most helpful. A gave them a history oqr the car and provided 6 photographs of the car including the interior, engine bay etc. Within two days they cam back to me agreeing the value I wanted at a very satisfctory premium

Steve Simpson

26 May 2026

Great service, very good price, Emilie was very helpful and friendly!

Chris Charalambous

24 May 2026

Thank you Tamba for great service and price

REQUEST A CALLBACK FOR CLASSIC CAR INSURANCE

Get classic car cover from as little as £73 per year. Trusted by thousands of classic car owners.

CLASSIC INSURANCE YOU CAN TRUST

As a classic & specialist insurance broker, our focus is on getting your classic the cover it deserves, with all the protection you want at a competitive price.

Because we’re independent, not tied to a specific insurer, we offer great value from our wide range of specialist insurance providers.

Insurance may not be the most exciting part of owning a classic, but getting the right cover with great service makes all the difference, and that’s exactly what you’ll get with Heritage.

Got a question? Our team is here to help. Send us a message below or give us a call on 0121 248 9229 to speak with a specialist car insurance expert today.

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WHY CHOOSE HERITAGE?

As an independent broker, Heritage isn’t tied to any single insurer. That means we compare rates across our panel of specialist providers to find the most competitive cover for your specific vehicle. Here’s what comes with every Heritage policy.

We’re a trusted broker
96.7% of our customers rated us 4 or 5 stars on Feefo Platinum Award winner for five consecutive years.

24/7 access to our customer portal
Manage your policy anytime with our secure online portal. Access document and make requests whenever you need.

Up to 25% off with multi car cover
Cover up to 20 classic & modern vehicles under one simple policy, with a single renewal date.

Free agreed value cover as standard
Get Agreed Value completely free. If the worst happens, you’re paid the full pre-agreed value, instead of the market value.

Discounts on GPS trackers
Heritage customers can claim a discounted Global Telemetrics or a free Skytag GPS tracker to alert you when your vehicle is on the move.

15% discount for club members
If you’re a member of a car club, you’ll pay less for your classic car insurance through Heritage. Just let us know which club you’re part of.

Road rescue designed for specialist cars
We’ll rescue you and your specialist vehicle wherever you are in the UK, with exceptional cover for a competitive price.

Family-owned, personal service
Family-owned and independent since 1965, with a Birmingham-based team who know classic vehicles inside out.

What we cover

Heritage specialises in insurance for the vehicles that standard insurers struggle to cover. Whether you own a classic car, a campervan, a classic bike, or something more unusual, we arrange policies through our panel of specialist insurers.

Classic car insurance — cover for cars typically 20+ years old, including vintage, historic and modern classics. Free agreed value included as standard.
Campervan & motorhome insurance — classic and modern campervans, VW campers, converted vans and motorhomes.
Classic bike & motorcycle insurance — classic bikes, vintage motorcycles, and multi-bike policies.
Multi car insurance — insure up to 20 classic and modern vehicles under one policy, with up to 25% off.
Kit car insurance — tailored cover including spare parts and show and event cover.
Classic 4×4 insurance — Land Rovers, Jeeps, Defenders and other classic off-roaders.
Modified 4×4 insurance — cover for modifications, lifts, and off-road upgrades.
Ex-military vehicle insurance — specialist cover for military Land Rovers, trucks, and armoured vehicles.
Laid-up & SORN insurance — fire and theft cover for vehicles off the road or undergoing restoration.

Not sure which cover type you need? Call us on 0121 248 9229 and our team will advise.

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RECOMMEND A FRIEND AND GET £25 OFF YOUR NEXT RENEWAL

Be confident that you’re in good hands with Heritage. It’s our mission to keep customers so happy that they keep coming back – and recommend their friends. That’s why we offer our customers a £25 discount against renewal any time you send a friend our way and they take out a policy; it’s our way of saying thank you.

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A row of classic cars at a show, including a classic Mini with a British flag on the roof.

OUR CLASSIC CAR & INSURANCE GUIDES

Wondering how old a car needs to be for classic insurance? Curious about the average price of classic car insurance? Not sure when your classic car becomes tax exempt?

Our Classic Car & Insurance Guides give you the answers you need, so you can spend more time enjoying your classic. You can also read our latest classic car news.

VIEW OUR GUIDES

Contact us

Do you have a question you’d like to ask us? Send us a message to get in touch. We aim to respond to all queries sent before 5pm the same working day in the week, and the next working day if you message us in the evening or at the weekend.