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Laid Up Insurance

Laid Up Insurance

A specialist policy brought to you by Heritage Car Insurance. 

Whether you’re in the midst of restoring a classic or your vehicle is currently off the road (SORN), it’s important to make sure that you have laid up insurance cover.

Even if your classic cars are tucked away safely in a secure garage there are still plenty of risks. Your garage could be set alight or targeted by thieves and criminals, this is why it’s important to make sure you’re insured for any kind of mishap. That’s why Heritage Classic Car Insurance have teamed up with a panel of insurers to provide and an ideal laid up insurance policy tailored to suit your needs.


Did you know?

Laid up insurance is a great way to protect your vehicle whilst it’s off the road, our cover includes:

  • Covered for fire, theft and damage
  • You can always convert your laid up insurance to on the road cover for the rest of the year
  • Agreed value available provided if the vehicle is complete (and not in bits in your garage)
  • You can still have an agreed value
  • If your vehicle is SORN then this is a great way to protect your vehicle while it’s off the road and stored in your garage
  • The vehicle must be garaged (preferably at your home address).

Get a laid up insurance quote today

So whilst your car is off the road, why not speak to a member of our team about the benefits of laid up insurance cover, as we all know, it’s better to be safe than sorry. Simply call 0121 248 9229 or request a call back here.

Policy Options and Benefits

Free Agreed valuation and certificate – We arrange a specialist insurance scheme which offers you a free agreed value alongside your policy. Should the worst happen and you find yourself with a total loss claim, we will pay you the agreed amount of the vehicle less the policy excess.

Discounts of up to 15% for classic car club members and. The true enthusiast knows the importance of joining a classic car club. We reward your loyalty with a discount of up to 15%.

Discounts are also available through out partners. As a customers of one of our partners you can claim up to 15% off your insurance.

*One discount applied per policy

The option to retain salvage, should the worst happen. In the case of a total loss claim, you have the option to buy back your vehicle at the agreed value rate.

Whether performance enhancing or adding safety features to your vehicle, we understand that adding a modification doesn’t make you a boy racer. Call us on 0121 248 9229 to discuss your classic car modifications.

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