Multi Car Insurance

If you have more vehicles in your household than drivers we can help to save you time and costs. We can insure every single vehicle in your household. We even shop around for you giving you more time to enjoy your vehicles, while we call insurers for you. Get the full benefits of your multi car insurance:

Features and Benefits

All the vehicles are quoted on from the start, so the overall premium is confirmed. So even if the premium would have increased, you don’t have to worry. Therefore, you know exactly what you’ll be paying.
No need to cancel your existing car policies. Vehicles can be added when they are due for renewal. This means no penalties or cancellation costs. You get all the private car benefits included. We don’t add these on later with extra costs. This means driving other cars, No Claim Bonus, European cover and even selecting your own choice of repairer come as standard. If you own classic cars, we offer all the benefits you would expect with a classic car policy, including free Agreed Value, limited mileage discounts, club and partner discounts. Select different levels of cover and excess for each vehicle

We can cover not just cars, but also vans and motorbikes too^**
If you have an accident, only the vehicle’s no claim discount is at risk. The other vehicles on the policy will also not be affected.
If the DVLA revoke your driving license due to your ill health, we will pay up to a maximum cost of £1,000 for alternative transport. Furthermore, if an accident results in an injury, we will pay up to £3,000 towards the costs of alternative transport.
Uninsured driver promise from Heritage. If you have an accident which involves an uninsured driver and it’s not your fault, then don’t worry, your No Claims Bonus won’t be lost nor will you have to pay any excess.
No automated call systems. We don’t want you to have to sit through multiple options before you speak to a real person, speak to us immediately on 0121 248 9470.

*Excluding glass/windscreen claims

** Including offroading at pay and play sites and greenlaning

Get A Quote

Just complete the form below and we will call you back.

See how our multi car insurance compares to others

	Heritage	Aviva	Admiral	Churchill	Direct Line
One renewal Date	Included	Included	Included	Not included	Not included
24/7 claims line	Included	Included	Not included	Not included	Not included
Up to 90 days cover in the EU (Fully comprehensive)	Included	Not included	Not included	Not included	Not included
Choice of own repairer (no additional excess/charge)*	Included	Not included	Included	Not included	Not included
Cover for classic cars (Agreed Value, Limited mileage discount etc.)	Included	Not included	Not included	Not included	Not included
Cover for modified 4x4s (offroading modifications)**	Included	Not included	Not included	Not included	Not included
Vans included	Included	Included	Not included	Included	Included
Motorbikes included***	Included	Not included	Not included	Not included	Not included
Uninsured driver promise	Included	Included	Not included	Included	Included

Unlike other insurance companies, you do not need to pay extra. Benefits such as 90 days fully comprehensive European Cover are standard with our multi car insurance policy.

***Restrictions apply

Free Agreed valuation – We arrange a specialist insurance scheme which offers you a free agreed value alongside your policy. Furthermore, should the worst happen and you find yourself with a total loss claim, we will pay you the agreed amount of the vehicle less the policy excess.

Discounts of up to 15% for classic car club members. The true enthusiast knows the importance of joining a classic car club. We reward your loyalty with a discount of up to 15%.

The option to retain salvage, should the worst happen. Also, in the case of a total loss claim, you have the option to buy back your vehicle at the agreed value rate.

Whether performance enhancing or adding safety features to your vehicle, we understand that adding a modification doesn’t make you a boy racer. Call us on 0121 248 9229 to discuss your classic car modifications.

Up to 90 days’ cover for use in the EU – Travel abroad with no worries. Our classic car policy includes full comprehensive cover for use in Europe.

Not using your vehicle currently and have declared it off the road?

Our laid up cover offers you peace of mind whilst it’s safely tucked away at home with fire and theft cover at our exclusively low rates.

If you have a 4×4 modified for offroad and greenlaning use but is not your daily drive then we can offer cover you to keep you covered whilst you’re taking on the mud.

Don’t pay for miles that you don’t use. Our classic car policies will discount your premium based on the mileage you need. Therefore, less miles equals more discount.

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