Multi Car Insurance
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Rather than having to keep modern cars on separate insurance, or having a different policy for each classic you own, you can put all your vehicles on one policy, with a single renewal date and premium.

With our classic multi car insurance, you could save money on fees and simplify your insurance experience, reducing the renewals dates and premiums you need to manage.

Our multi vehicle classic car insurance is fully comprehensive, to ensure all your vehicles are completely covered in the event of an accident, damage or theft claim.


Whether you’re a collector or not, request a classic multi car insurance quote online and we’ll be in touch to discuss the best policy for your requirements, as well as how much you could save.

Simply use the form below to contact our expert multi car team, or you can ring us directly on 0121 248 9229.


The beauty of Heritage multi car insurance is that it can cover such a wide range of vehicles within the UK. We have customers with classic motorcycles, classic vans (including campers), modern motorhomes, and later / older model model Land Rovers on the same policy.

That’s because we’ve worked with insurers to provide a really flexible classic multi car insurance policy. So, as long as you have one or more classic or specialist vehicles, you too can benefit from the savings and simplicity of Heritage multi car and van insurance.


You can set up your multi cover car insurance with just one car to begin with, then add each additional vehicle as it comes up for renewal. We’ll ask for your renewal dates in advance so we can remind you and ensure you have plenty of time to get cover sorted.

Your premium will be pro-rated during the first year as your vehicles are added, and once you reach year two, you’ll have one premium for all of them together.

Unlike some of our more mainstream competitors, we place no limit at all on the number of vehicles you can add to your multi car policy. Whether you’re a collector, have a handful of family vehicles or simply like to have a few vehicle restoration projects on the go, we’ve built our multi car cover to give you options.


Is Heritage multi car a multi driver policy?

You can insure up to five drivers on cover, so if you’re looking for the best car insurance for multiple drivers and classic cars, we can help with that. Your vehicles all need to be registered at the same address for multi car cover, but you can have two or more drivers who live at different addresses – including a partner, family members or someone else – named on your multi car, multi person insurance policy.


Can I get European driving cover on a multi car policy?

Good news – European driving cover is included on your multi car policy. The length of time you’re covered for can vary depending on the vehicle, so it’s best to check when setting up the policy.

Can I get no claims bonus on my multi car policy?

You can accumulate no claims bonus on your modern vehicle(s) on your multi car policy with us. No claims bonus isn’t available to earn on classic cars.

Do all the drivers on my multi car policy need to live at the same address?

Your vehicles all need to be registered at the same address for multi car cover, but you can have drivers who live at different addresses insured to drive the vehicles on your multi car policy.


Personal accident

Get up to £50,000 of personal accident cover for you and your spouse, common law or civil partner. Our personal accident policy covers you whilst either of you are driving your insured vehicle, or whilst you are a passenger in someone else’s vehicle. It can also cover your passengers aged 17+.

Breakdown cover

If you breakdown or your vehicle can’t be driven, get roadside repair and national recovery with our road rescue breakdown cover. This additional cover option includes alternative transport and overnight accommodation for a night, plus key assist in case of lost keys or lock failure.

Motor legal cover

Our motor legal policy will cover you for any legal costs involved in claiming compensation for injury, claims against uninsured drivers, and other forms of uninsured loss recovery, up to the value of £100,000. You’ll also get access to a 24/7 legal advice line.