INSURE YOUR CLASSIC 4X4

Our classic 4×4 insurance is great value and designed specifically for classic 4x4s, whether Series Land Rovers, early Range Rovers or early Jeeps, amongst many others. The scheme is open to classic 4x4s over ten years old, and can also cover modifications such as roll cage, seating and suspension changes, even an engine change. 

WHAT'S THE DIFFERENCE BETWEEN CLASSIC AND MODIFIED 4X4 INSURANCE?

Some of our customers ask us what the difference is between cover for their classic 4×4 and a 4×4 which is modified for off-road use. As well as our classic 4×4 policy, we have a separate, specially designed modified 4×4 policy which is most suitable for off road and green lane use. The major difference between them is that on a classic 4×4 policy, the vehicle must fit the insurer’s criteria for a ‘classic’, be a second vehicle and not driven off-road. If your 4×4 is modified for off-road use, our modified 4×4 cover will be more suitable and will make sure you are also insured while driving off road and on green lanes.

CLASSIC 4×4 INSURANCE POLICY BENEFITS:

  • Free agreed value
  • Salvage retention as standard
  • Cover for modifications
  • Full windscreen damage (excludes damage occurring during off-road and green lane driving)
  • 90 days European driving cover as standard
  • Up to 15% discount for 4×4 club members
  • Optional breakdown cover

CLASSIC 4×4 INSURANCE POLICY BENEFITS:

What makes a vehicle a ‘classic’ isn’t simply how old it is, although that’s often a big factor. Some newer 4x4s may be considered classics if they’re limited edition, imports or ex-military, for example. The other areas to consider for eligibility for classic vehicle insurance are:

  • Do you cover 5,000 miles or less in it?
  • Are you aged between 25 and 75?
  • Is this a second vehicle for you?

If the answer to all of the above is a ‘yes’, then while vehicle age will be considered by insurers, your 4×4 is likely to fit the classic insurance criteria.

REQUEST A QUOTE FOR 4×4 INSURANCE

Want a quote? Let us know below and we’ll give you a call as soon as possible. If you prefer to call us, ring 0121 248 9229.

Classic 4×4 Insurance

GET A FREE* SKYTAG TRACKER

As a Heritage customer you can claim a free Skytag GPS Tracker Unit worth up to £249.00*.

Skytag is a small GPS device that can be fitted easily to your vehicle; you can fit it yourself or have it done for you. Once activated, the device allows Skytag to track your car if it gets stolen, helping you locate the vehicle quickly.

To claim yours, give us a call on 0121 248 9442.

* annual Skytag subscription required to activate.

ADDITIONAL OPTIONS HERITAGE INSURANCE CAN PROVIDE

Our customers often want to make sure they’re covered for a few extras over and above their classic 4×4 insurance. That’s why we offer a range of additional cover options at great prices.
From road rescue and a hire car to get you out of a breakdown fix, to key protect in case your key gets lost or stolen, these are the little things that make a big difference. You can pick whichever ones suit your needs, or choose our package option, which combines the most popular extra cover types for an even better price.

Road Rescue

Our road rescue cover will rescue you and your vehicle if you breakdown.

Replacement Courtesy Car

If you’re involved in a road traffic accident, we’ll arrange a courtesy car for you to get you back on the road.

Key Protect

If your key gets lost or stolen, Key Protect covers the cost of replacement and related expenses.

Excess Protect

Don't be left out of pocket after paying your motor insurance excess - choose from three cover limits.

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