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Classic Car Insurance

Competitive Insurance For Classic Cars

At Heritage, we provide classic car insurance designed exclusively for the classic car enthusiast. We’ve been insuring classic cars since 1965. That’s over 50 years of expertise that you can trust, ensuring we always get you the best deal possible. With every policy we broker, we arrange cover which is guaranteed to protect your investment. Unlike many other classic car insurers, we will recognise the true value of your vehicle and our team will be more than happy to talk you through any policy details or requirements.

We understand that classic cars aren’t defined by age. We insure you, not just your vehicle. So, if you drive less than 5,000 miles a year and your classic car isn’t a daily drive then get a classic car insurance quote today and speak to us now on 0121 248 9229   or alternatively, fill out the contact form below.


What is a Classic Car?

Whilst subjective, a classic car must have an aesthetic appeal to a particular audience. Classic cars typically have longevity and also hold their value. Here are some examples of classic cars we insure at Heritage Insurance: Ford Capri, Volkswagen Beetle, Triumph Stag, Ford Escort XR3i, Austin Healey, MGB, Aston Martin DBS, Porsche 911, BMW 2002, Ferrari Dino, Morris Minor, Land Rover Defender, Jensen Interceptor.

For more information on any particular classic car, please check out our vital stats.


Insurance Policy Features and Benefits:

  • Free Agreed Value– protect the value of your classic car should the worst happen. With our classic car scheme, we offer free agreed value.
  • Up to 90 days European Cover– take your classic car through Europe. We offer EU cover for your adventures.
  • Option to retain salvage – keep the salvage of your classic if the worst happens.
  • Limited mileage discounts– the less miles you drive, the bigger the savings.
  • Cover for modifications– classic cars need a few upgrades over their lifetime. We completely understand and we’re happy to cover these.
  • Club member discounts– save up to 15% if you’re a member of a classic car club.

Get a Quote

If you would like a quote please complete the form below and we will call you back. You can contact us on 0121 248 9229.

Policy Options and Benefits

Free Agreed valuation and certificate – We arrange a specialist insurance scheme which offers you a free agreed value alongside your policy. Should the worst happen and you find yourself with a total loss claim, we will pay you the agreed amount of the vehicle less the policy excess.

Discounts of up to 15% for classic car club members. The true enthusiast knows the importance of joining a classic car club. We reward your loyalty with a discount of up to 15%.

The option to retain salvage, should the worst happen. In the case of a total loss claim, you have the option to buy back your vehicle at the agreed value rate.

Up to 90 days’ cover for use in the EU – Travel abroad with no worries. Our classic car policy includes full comprehensive cover for use in Europe.

We offer cover for non competitive track days. We also offer cover for both competitive and non-competitive rallies. Speak to the team to find out more.

Full windscreen replacement service

Option for an uninsured loss recovery service (Legal Protection)

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