Switch to Multi Car Insurance


If you’re a classic car owner with just one modern daily car, or a car enthusiast with an ever growing collection, our multi car insurance is highly flexible. You can start with your classic or modern car, and just add other vehicles as they come due for renewal. Add up to five named drivers, and save up to 25% depending on your ratio of drivers to vehicles. There is no limit to the number of vehicles you can cover on the policy.

With a single renewal date, you simplify your car insurance experience and avoid the hassle of sorting out different policies through the year. European driving cover is included, and you can get agreed value and salvage retention on your classics, just the same as when you insure them alone.

Our multi vehicle classic car insurance is fully comprehensive, to ensure all your vehicles are completely covered in the event of an accident, damage or theft claim. Want to find out more? Send us a message below.

Classic motors for sale - get a quote feature image


Start with one car or several, whatever suits you best. Let us know the renewal dates of all your vehicles, and as each one comes up, we can add it for you. Premiums are pro-rated for cars added partway through your policy, and once you reach year two, you’ll have one premium for all of them together.

We’d be happy to answer any questions you have, and talk through how multi car cover could help you. Just give us a ring on 0121 248 9229, or send us a message below and we’ll call you back.


Send us a few brief details below, and we can help you make the switch to multi car insurance.


The beauty of Heritage multi car insurance is that it can cover such a wide range of vehicles within the UK. We have customers with classic motorcycles, classic vans (including campers), modern motorhomes, and classic Land Rovers on the same policy.

That’s because we’ve worked with insurers to provide a flexible collector car insurance policy that’s specifically tailored for owners of multiple cars.  So, as long as you have one or more classic or specialist vehicles, you too can benefit from the savings and simplicity of Heritage multi vehicle, car and van insurance.


Is Heritage multi car a multi driver policy?

Yes, it absolutely us. You can insure up to five named drivers on your multi car insurance with us.

While your vehicles all need to be registered at the same address for multi car cover, you can have two or more drivers who live at different addresses – including a partner, family members or someone else.

Can I get European driving cover on a multi car policy?

Good news – European driving cover is included on your multi car insurance policy. The length of time you’re covered for can vary depending on the vehicle, so it’s best to check when setting up the policy.

Can I get no claims bonus on my multi car insurance policy?

You can accumulate no claims bonus on your modern vehicle(s) on your multi car insurance policy with us. No claims bonus isn’t available to earn on classic cars.

Do all the drivers on my multi car policy need to live at the same address?

Your vehicles all need to be registered at the same address for multi car cover, but you can have drivers who live at different addresses insured to drive the vehicles on your multi car policy.

How do I pay for my multi car insurance policy?

You can choose to pay up front, or in monthly instalments over ten months. You will also need to pay a pro rata premium every time you add a new vehicle to your multi car insurance. This again can be paid upfront or in monthly instalments. Chat with our team for more detail, and they can help you figure out exactly what the costs would look like for you.


Motor legal cover

Our motor legal policy will cover you for any legal costs involved in claiming compensation for injury, claims against uninsured drivers, and other forms of uninsured loss recovery, up to the value of £100,000.

You’ll also get access to a 24/7 legal advice line.

Breakdown cover

If you break down or your vehicle can’t be driven, get roadside repair and national recovery with our road rescue breakdown cover.

This additional cover option includes alternative transport and overnight accommodation for a night, plus key assist in case of lost keys or lock failure.


Sign up for our newsletter below to get the best classic car insurance news and latest updates from our team of experts.