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High Value Car and Home Insurance

If you own a high value car over £75,000 you would greatly benefit from our prestige insurance offerings. We can insure your high value car whether it be a classic car such as an Aston Martin DB5, or the brand new Pagani Zonda Huayra. With our high net worth insurance otherwise known as prestige insurance, you’ll be protected throughout the year. You can add your prestigious home onto the insurance policy too.

Prestige Car Insurance with Heritage Insurance

Combine your vehicles onto one policy

You can combine your vehicles with your prestige car insurance policy, if you have more than one vehicle within your household . What does this mean for you? One renewal at the same time every year. Our multi vehicle classic car insurance will take all your cars under one roof giving you the time to enjoy driving them.

Our prestige Car Insurance policy covers:

  • Comprehensive ‘Driving other Cars’ extension for the policyholder and spouse
  • Similar courtesy car for any loss to your vehicle, subject to a maximum benefit of £4,000 for any one loss
  • No deductions for wear and tear (excluding tyres)
  • European Breakdown included as standard, plus home start
  • Uninsured loss recovery included as standard
  • Unlimited glass cover
  • Unlimited lock replacement
  • Unlimited electrical equipment
  • Loss of personal effects from a vehicle up to £1,000
  • Agreed value for all cars
  • New car replacement available if your car is less than 12 months old
  • Repairer of your choice
  • Loss of driving licence cover, up to £150 per week (max 52 weeks) * subject to conditions
  • Cover for inability to drive due to ill health (registered conditions), up to £2,000 for 12 months *
  • No limit on EU travel for number of trips.  (but an individual trip limit)

Home contents are worth over £100,000

Speak to us about high value home insurance, if you’re home contents are worth over £100,000.
We can bring a multitude of benefits to you with our prestige insurance policy. We speak to a panel of the UK’s leading home insurers. These home insurers have an award winning claims service that comes with a 24 hour UK based helpline.

High Value Home Insurance

We will protect you for specific high value possessions, whether it be fine art, jewellery and even gifts. All risks are covered, this includes all items outside the boundaries of your property. Whether it be your annual travel, mobility scooter and golf buggies. Should the unforeseen happen, our property owners liability covers injury by you or your property.

We also offer portfolio policies which combine home, motor, holiday home and other properties and travel all into one prestige insurance package. Simply speak to your personal client manager who will tailor the insurance to your needs. They will remain your one point of contact throughout your time here with Heritage Prestige Insurance.

Our prestige insurance rates are not available online, as our quotations are underwritten on an individual basis. You can call us on 0121 246 8646 and speak to your personal client manager.

Insure your prestige home contents and benefit from:

  • Your own Personal Client Manager
  • UK’s leading motor insurers
  • Award winning claim service
  • Portfolio policies are available combining home, motor, holiday home and other properties and travel all on one contract
  • Panel of the country’s leading home insurers
  • Interest free direct debit
  • Award winning claims service
  • 24 hour UK based helpline
  • Claims Concierge Service available for properties with over £150,000 contents
  • Alternative accommodation if your home is rendered uninhabitable for up to 3 years
  • 5 star Defaqto rated
  • Worldwide cover automatically included
  • All risks
  • Home Emergency
  • Metered water, oil or gas
  • Single item limit of £15,000, jewellery £5,000
  • Increase in art value after the death of an artist
  • Cover for students possessions
  • Cover for parents and grandparents whilst in a care home
  • Outdoor items included
  • Hole in One – Insurers will pay up to £500 for drinks at the 19th hole
  • Free surveys are available for properties with over £150,000 contents
  • Identity theft
  • Executive Yellowtag
  • Additional properties can be included
  • Annual travel – Winter sports available
  • Mobility scooters and golf buggies
  • Quad bikes, watercraft, non-motorised horseboxes and trailers can be included
  • Family legal protection provided
  • Identity theft
  • Discounted rates for Home sitting Service
  • £10,000 for Wedding, Christmas and other gifts
  • Clerical work from home, with £20,000 for office equipment at the home
  • Property owners liability

Other Policy Options and Benefits

Comprehensive ‘Driving other Cars’ extension for the policyholder and spouse

Free Agreed valuation and certificate – We arrange a specialist insurance scheme which offers you a free agreed value alongside your policy. Should the worst happen and you find yourself with a total loss claim, we will pay you the agreed amount of the vehicle less the policy excess.

Loss of driving licence cover, up to £150 per week (max 52 weeks). Loss of personal effects from a vehicle up to £1,000

Similar courtesy car for any loss to your vehicle, subject to a maximum benefit of £4,000 for any one loss. New car replacement available if your car is less than 12 months old

Uninsured loss recovery included as standard

Unlimited glass cover
Unlimited lock replacement
Unlimited electrical equipment
No limit on EU travel for number of trips (but an individual trip limit)

Cover for inability to drive due to ill health (registered conditions), up to £2,000 for 12 months

No deductions for wear and tear (excluding tyres)

European Breakdown included as standard, plus home start

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Heritage Classic Car Insurance is a brand name of Norton Insurance which is authorised and regulated by the Financial Conduct Authority. This site is wholly intended for residents of the United Kingdom, (excluding Northern Ireland), Channel Islands and the Isle of Man.

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