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Home Insurance

Home insurance

Heritage will give you the same piece of mind for your home as we do for your cherished classic vehicle.

Our 50+ years of experience as a specialist insurance broker extends beyond just classic vehicle.

We have teamed up with some of the leading insurance providers whose specialise in prestige property and the often unique contents within.

Our comprehensive insurance cover includes:

> Combined buildings & content cover

> New for old replacement

> Garden, shed & garage cover

> Valuable items such as jewellery, art & antiques

> Cover for your personal items lost or stolen while you are away

If you need Home insurance, give Heritage a call today on 0121 248 9478 and speak to our property insurance expert for your competitive quote.

 

Home insurance optional cover

If you are insuring a private home, our optional cover includes:

> Heritage Family Legal – to help out with legal advice & costs should you or a family member be caught up in any legal process such as employment disputes, criminal prosecution defence, probate claims to name just a few,

> Heritage Home Emergency – will cover the cost of parts, labour and call out charges as well as alternative accommodation should it be needed in the event of domestic emergency

> Heritage Key Protect – covers you in the event of your keys being lost or stolen, including cost of parts, labour and call out charges for a locksmith

In addition, for landlords we offer:

> Heritage Landlord Legal – legal pursuit for; physical damage, obtaining possession following breach of contract, evict assistance, rent recovery and legal defence costs

> Heritage Rent Guarantee – includes Landlord Legal with the additional benefit of outstanding rent arrears up to £2,500 per calendar month

> Heritage Landlord Home Emergency – will cover the cost of parts, labour and call out charges as well as alternative accommodation for your tenants should it be needed in the event of domestic emergency in your property or propeties

 

Heritage Prestige Home

For the ultimate peace of mind, take out our Prestige Home package for your home and get comprehensive cover for just £74 which will include:

> Heritage Legal

> Heritage Home Emergency

> Heritage Key Protect

 

If you need Home insurance, give Heritage a call today on 0121 248 9478 and speak to our property insurance expert for your competitive quote.

OPTIONAL COVER

Will provide up to £75k of cover, for legal advice & service in respect of personal injury, employment disputes, criminal prosecution defence, tax protection, jury service loss of earnings, contract disputes and probate claims assistance to name just a few.

Will covers up to £500 per claim for contractors call out fee, labour costs, parts and repair materials, alternative accommodation, boiler breakdown, burst pipes, security assistance, vermin, power supply, heating system to name just a few.

Provides up to £1,500 cover for locksmith charges, new locks, duplicate lost keys, replacement keys, one night overnight accommodation(if required) all with a 24/7 helpline.

Provides up to £50k cover for legal pursuit of costs of repairing physical damage, obtaining possession following breach of contract, eviction assistance, rent recovery and legal defence costs.

Comes with all the features of Heritage Landlord Legal with the addition of cover for up to £2,500pcm of rent arrears for 1 month or more for a period of 6 or 12 months. Landlord must be pursuing a claim under Legal Pursuit section of the policy.

Provides cover up to £500 per claim for contractors call out fee, labour costs, parts and repair materials, alternative accommodation for your tenants, boiler breakdown, burst pipes, security assistance following attempted theft. Max 3 callouts.

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