Are you wondering whether you can get classic car insurance? Or trying to find the best insurers for older drivers? At Heritage, we want to make the search for your UK classic vehicle insurance as easy as possible. So, we’ve listed some common UK classic car insurance questions, queries and the rules to follow so that you get the protection you need.

Our classic car insurance FAQs page also looks at cover criteria and making a claim to vehicle security, free agreed value, and more. If you have any further questions, please give the team a ring on 0121 248 9229.


Can I get classic car insurance cover immediately?

Yes. Once payment has been made for your classic car insurance with Heritage, cover will be in place immediately.

What is the minimum age for a classic car insurance policy?

In most cases, our insurers set a minimum age of 25 for a classic car insurance policy. In some circumstances we may be able provide cover for drivers 21 and over, subject to strict terms and conditions.

What is the maximum age for a Heritage classic car insurance policy?

The maximum age for a new classic car insurance policy for a new policyholder is 79 years, based on insurer rules. For existing clients there are no upper age limits.

Can I insure my car for third party, fire and theft only?

This level of cover is not available for classic car insurance.

What is an excess?

An excess is the amount of the claim that the policyholder is responsible for paying. For example, if your excess is £50 and your claim is £150 you would pay £50 and the insurer will pay £100. Your level of excess is usually agreed when you arrange your policy, though it can be changed if needed. An excess is standard on most policies. It is sometimes possible to reduce your premium by increasing your excess; this is known as voluntary excess and would be in addition to the compulsory excess already set on the policy.

To qualify for classic car insurance, how old does my car have to be?

With Heritage, a car typically becomes a classic for insurance purposes when it is over 20 years old. However, this does depend on how the vehicle is used, as you’ll still need to have restricted mileage and own another daily drive too. That being said, there are some early 2000 vehicles (also known as modern classics) which are becoming collectible, and will therefore still qualify for a classic car policy, i.e., Honda S2000, MX5, and Mercedes SLKs.

What is Heritage’s classic car insurance criteria for customers?

When placing a classic car UK insurance policy, many insurers follow certain rules to make sure that you’re suited to the kind of cover they provide. To qualify for a Heritage classic car insurance policy you will need to be over the age of 25 and own a primary daily drive vehicle.

Why is car insurance more expensive for older cars, like classics?

Generally, car insurance isn’t actually more expensive for older cars or classics, as long as you have the right policy. Sometimes, it can be more expensive to insure older cars if you are using them as daily drives, as it can be more difficult to get hold of parts which might not be manufactured any longer. On top of this, an older vehicle may be less likely to receive as much care and attention from its owner if it’s used as a ‘run around’ and not cherished.


If your old car is considered a cherished car, classic car insurance products will be a more effective option. With restricted mileage and multi vehicle discounts, your policy should be competitive, and with enhanced cover like salvage retention and agreed value they are always good value!

Does a UK classic vehicle insurance policy cover me for driving other cars?

No, generally you would already have this with your standard car insurance. If you are unsure, check your Certificate of Motor Insurance for the ‘Driving Other Cars’ wording. Our multi car insurance does cover you to drive other cars but only if you are over 25 and your everyday cars are on cover with Heritage Insurance Services. The other car you wish to drive must be insured in its own right, not owned by the policyholder, and for emergency use only.

Is there a list of cars you can or cannot cover?

The simple answer is no. We are not limited to lists; what our policies can cover is dependent on the individual, the annual mileage and other factors which we run through whilst providing you with a bespoke quote.

Do you offer discounts to classic car club members?

Yes, we can offer a 15% discount for classic car club members. Just let us know which club you’re a member of when you request your quote.

My car isn’t finished yet; can I insure it while I’m restoring it?

Yes, a policy is available for your restoration project. Providing the car is garaged we can insure it on a ‘laid up’ basis, which covers your car for accidental damage, fire and theft.

Do I need to insure my car before I drive it to the garage for its first MOT after restoration?

Yes, you must insure your classic car before driving it, even to its first MOT.

What is the best type of classic car insurance for daily drivers?

Typically, the rules of a classic car insurance policy mean that your daily drive cannot be insured as a classic car. Although a classic car insurance policy is generally cheaper than a standard car policy, you will need a different type of cover for a daily drive.

Who insures classic cars — do I need a specialist provider?

We would always recommend a specialist provider to protect classic and cherished cars. The added cover benefits outweigh standard insurance policies that other insurers are likely to offer and, if they are anything like us, you’ll be able to speak to an enthusiast who understands the protection that your classic needs.

Who are the best car insurers for older drivers?

This will depend on the car. If you’re looking for an insurance policy for your classic, Heritage has a reliable panel of specialist insurance policies to cater for most ages. You can read more about the best car insurers for older drivers here.


How does multi car insurance work?

Multi car insurance from Heritage works by letting you put all your vehicles on the same policy together, with the same renewal date and a single premium to pay. In the first year that you set up your multi car policy, you would add each of your vehicles as they came up for renewal on their current insurance.


You would pay a pro rata rate for each vehicle you added, based on the time left to the multi car policy renewal date. Then, on the renewal date for your multi car policy, all your vehicles would be renewed together and you would have a single premium to pay. For Heritage multi car, the only requirement is that one or more of your vehicles is a classic or specialist vehicle.

Is Heritage multi car insurance for classic cars only?

Heritage multi car insurance can cover a wide range of vehicles as well as classics, including modern cars and daily drivers, motor cycles, campervans, vans and motorhomes. As long as you have at least one classic or specialist vehicle on the policy, you should be eligible for multi car insurance with us.

How many cars can I cover with a multi car policy?

You can cover as many vehicles as you like under a multi car policy, as long as they are registered to a person at the same address i.e. your spouse, common law partner, parents etc. You can also cover up to 5 drivers.

Is there a minimum and a maximum age for multi car insurance?

While age limits depend on the vehicles and the nature of the risk, the minimum age for Heritage multi car insurance is 25 and the maximum 79 for new policyholders. In addition we are able to cover drivers 21-24 as named drivers.

What discount can I get with multi car insurance?

This very much depends on how many vehicles you want to cover and how many drivers you need included. We work out a discount for you of up to 25% based on the ratio of cars to drivers.


The best way to find out how much you could be saving is to give our multi car team a call on 0121 248 9470 or email multicar@heritagecarinsurance.co.uk

When do I pay for my multi car policy?

Your first payment will consist of the premium to cover the first of your vehicles, and will be due when you set the policy up. You can choose to pay up front, or put your insurance payments on finance over ten months. As you add each of your other vehicles to your policy, the pro rata premium for that vehicle from the date you add it to the renewal date of your multi car policy can be added to your monthly payments, or you can choose to pay it up front if you wish.

What do I have to do when my other cars' insurance is due?

If you let us know your renewal dates, we will contact you as they approach to confirm your premium and take payment.

Will my multi car policy allow me to earn no claims bonus?

With Heritage multi car policies, any modern cars insured will earn a no claims bonus but any classic car on your policy will not. So if your multi car policy only includes classic cars you would not earn any no claims bonus for them.


My classic car is insured with Heritage; who can drive it?

If your classic car is insured with Heritage you are able to choose who you would like to include as named drivers.

Can I add an additional driver on a short-term basis?

Yes, we can offer cover for temporary additional drivers.

Does my classic car insurance policy cover me to drive on the Nurburgring?

Driving on the Nurburgring is not included in your classic car insurance policy. You will need to contact a specialist insurance provider.

I store my car at a professional facility; does this affect my insurance?

No, all you need to do is notify us of the storage address.

Am I covered if I use my car as wedding transport for a friend?

If you wanted to use your car as wedding transport for a friend and weren’t charging them, you would be covered and there is no extra charge on your insurance.

How can I pay for my classic car insurance?

You can pay for your classic car insurance using all major credit/debit cards except American Express, you can also pay over the phone, by cheque or BACS.

Can I pay for my classic car insurance on a monthly basis?

We do offer the option to pay on a monthly basis for a wide range of policies; ask us when you confirm your policy and we’ll be able to let you know if this option is available to you.

What mileage can be covered on a classic car insurance policy?

There are various mileage limit options available, up to 7,500 miles.

What if I exceed my mileage limit?

Please contact us if you exceed your mileage limit as this may affect your policy.

With a Heritage classic car insurance policy, can I drive my car to and from a permanent place of work?

Yes, just ask for commuting at the quotation stage with us and we can talk you through the policy.


Who do I call if I need to make a claim?

If you need to make a claim, in the first instance you should contact your insurer directly. Many policies will offer a 24-hour claims line that you can call.


If you don’t have your insurer’s details to hand or can’t get through to them, you can contact us as soon as possible and we will get your claim started – call us on 0121 246 9090.


Our lines are open 8.30am to 7.00pm Monday to Friday and 9am – 1pm on Saturday. Outside these hours you can call us on 0121 248 9477.

What number do I call if my car breaks down?

For assistance in the event of a breakdown, please call 0333 333 9711. Please note that you may incur a charge if you use a mobile phone. If you are outside the UK, please call +44 (0) 1444 442044.


Text messaging is available for use by deaf, hard of hearing or speech-impaired customers. Please text the word “Breakdown” to +44 (0) 7786 202671.

My car has been repaired and the garage has asked me to pay the policy excess – should I pay them?

If you have asked the garage to repair your car, then you would pay the excess to the garage. Make sure you get a receipt for the payment as insurers will want to see proof of payment in the event you need to reclaim your excess.


What is agreed value?

If your vehicle is a total loss, the Agreed Value is the amount an insurer will pay minus your policy excess, if you have agreed value on your policy. For example, if your Agreed Valuation was £12,000 and your excess totalled £1,000, your insurer would pay £11,000.


If you don’t have agreed value on your policy, you will be paid the going market rate at the time of the claim. Heritage offer free agreed value to help you protect the value of your classic car – just ask when you take out your policy.

How is a classic car valuation calculated?

The value of your car is dependent on market trends and desirability. Keep a check on auctions, price guides and speak to clubs if you’re a member of one. Please note that Heritage are not valuers but we can provide a classic car valuation, free of charge and issue you an Agreed Valuation certificate.

Where can I get my car valued for insurance purposes?

If you need an independent valuation you can ask a car club official, specialist dealer or restorer.

How long does a classic car valuation last?

There is no set period for how long your Agreed Valuation remains valid; at Heritage we will normally review every two years to make sure it’s still an accurate value. We also recommend that you keep an eye on market values. If you feel the Agreed Valuation needs reassessing you should contact us.


My car is modified; can Heritage still insure it?

Yes we can. We cater for a wide range of car and 4×4 modifications. Just let us know when you request a quote what modifications you have.

Which modifications will affect my premium?

Many modifications won’t affect your premium, and there is no specific list of modifications that will. Your premium is generally affected when certain combinations of modifications are added. As all our policies are individually tailored to you, it’s best to speak to us and we’ll guide you through.

I have modified my car since I purchased my policy. What should I do?

You will need to notify us of any additional modifications to your car(s). Give us a call on 0121 248 9229.

Customer stories pt. 5: A Landy named Beryl

November 17th, 2021

For the fifth part of our Customer Stories project, we talk to Enda McKenna about his beautiful Land Rover Series III.


Chris Wright: A small fleet of classics

November 16th, 2021

Chris Wright, the proud owner of two Alvises, a Porsche 924S and an Alfa Romeo GTV6 tells us the story behind his superb fleet.


Customer stories pt. 4: The favourite of them all

October 26th, 2021

In the fourth part of our Customer Stories project, we talk to Mr Gerrard: the owner of a beautiful convertible Ford Consul MKII.


Drive 25, pt. 1: Tim Brown and his Land Rover Discovery III

October 20th, 2021

In the first part of our Drive 25 series, we talk to Tim Brown about what life is like in the Lakes with his Landy Discovery III


Drivers could face £100 fine for driving in the wrong motorway lane

October 19th, 2021

Drivers could face an automatic £100 fine and risk three points on their licence if caught driving in the wrong motorway lane.


Crossword 2: Classic cars of the ’60s

Do you want to test out your knowledge of ’60s classic cars? Try our new crossword and see if you can get all 20 questions right!


Customer stories pt. 3: An Aston Martin for the ages

October 15th, 2021

Part 3 of our Customer Stories Project: Nick Stephens tells us the captivating story behind his stunning Aston Martin AM V8.


Customer Stories pt. 2: The Beetle of a lifetime

October 11th, 2021

Part 2 of our Customer Stories project: Simon Parkinson tells us about his VW Beetle, which was passed down from his father.


Customer Stories pt. 1: The perfect family car

Part 1 of our delightful Customer Stories project: Kevin Rowland tells us the story behind his Opel Manta, the perfect family car.


UK fuel crisis: Why are there shortages and what’s happening now?

September 29th, 2021

The UK fuel supply is showing early signs of returning to normal after days of panic buying leaves many drivers unable to fill up.


Photocard driving licences could be replaced with mobile app

September 24th, 2021

In 2024, the DVLA will replace provisional licences with a mobile app. If successful, the changes will also apply to full driving licences.


DVLA sends warning of renewal delays to all UK driving licence holders

September 2nd, 2021

The DVLA have reported severe delays for those renewing their driving licences, with an estimated wait of 10 weeks across the UK.


Madame Elizabeth Junek – Queen of the Steering Wheel

Guest writer Lara Platman looks at the life of racer Elizabeth Junek in the third installment of her Women in Motorsport series.


Greater priority given to cyclists and walkers with new changes to Highway Code

August 18th, 2021

There will be new changes to The Highway Code introduced this autumn, giving greater priority to pedestrians and cyclists.


The Knoxbridge Frontline Tour this September

August 17th, 2021

This September, the Knoxbridge Frontline Tour will complete a 600-mile round charity trip across France and Belgium.


An ‘important breakthrough’ on the horizon for classic car paper registration

July 30th, 2021

The DVLA are considering the help of industry experts to manage the backlog of paper car registration applications.


Crossword 1: Classic car general knowledge

July 28th, 2021

Think you know a lot about classic cars? Test your classic car general knowledge with our new crossword!


Green cards for driving in EU to be scrapped in August 2021

Green cards are due to be scrapped on 2nd August, meaning you’ll no longer need one to drive your own car in an EU country.


Heritage partners with artist Ian Cook of POPBANGCOLOUR

July 20th, 2021

We’re pleased to announce our new partnership with contemporary artist Ian Cook, professionally known as POPBANGCOLOUR.


2021 Charles Clark Classic Car Rally a huge success

July 16th, 2021

This year’s Charles Clark Classic Car Rally was a huge success, with 78 participants taking part in the procession.


Putting Wales on the map: a Welsh road trip through the ages

June 23rd, 2021

In his new book ‘Putting Wales, Carmarthenshire and Llandovery on the Map’, Richard Jones explores the history of Welsh roads.


Dorothy Levitt: The Woman and the Car

June 14th, 2021

The second article in her six-part series, Lara Platman takes a look at the life of Ms Dorothy Levitt, female racer and author.


‘Whiplash reforms’ mean changes to personal injury claims

June 2nd, 2021

Motorists injured in car accidents will have to manage claims through a government portal and provide medical evidence due to whiplash reforms


Preparing your car before a road trip drive

June 1st, 2021

Are you planning a road trip around the UK? We’ve listed down the different ways that you can prepare your car for the journey.


Birmingham Clean Air Zone: classic cars over 40 years old can apply for exemption

May 7th, 2021

Classic cars over 40 years’ old may be exempt from the Birmingham’s Clean Air Zone charge, with applications closing on 10th May.


The most endangered classic cars in the UK today

With new data released by Uswitch, we explore the rarest 80s and 90s classic cars on UK roads today.


Can I go for a drive on the May Bank Holiday weekend?

April 30th, 2021

As many prepare to enjoy the sunshine this Bank Holiday weekend, we take a look at the restrictions on driving around the UK.


Great British Car Journey set to open in May 2021

April 22nd, 2021

The Great British Car Journey museum will open its doors in May this year, promising a perfect day out for any car enthusiast.


E10 fuel to be introduced across the UK in September

March 19th, 2021

We look at how the introduction of new E10 fuel this September could affect those who own a classic car.


New driving laws to be introduced in 2021

March 18th, 2021

From Green Cards to mobile phones, we’ve put together a list of the new driving laws to look out for in 2021.


Hellé Nice: The Bugatti Queen

March 5th, 2021

The first article of a six-part series: Lara Platman takes a look at the remarkable life of Hellé Nice, the Bugatti Queen.


Theft of Land Rover fitted with Skytag tracker leads to drugs and weapons bust

March 4th, 2021

In a shocking incident reported by Skytag, a stolen Land Rover led police to multiple arrests over stolen cars, drugs and weapons.


Lara and Big Red: how her classic is a daily adventure

February 3rd, 2021

Photojournalist, author and photo consultant Lara Platman has photographed and written about motor racing for over 15 years. She’s raced a bit, too. We caught up with Lara to talk about her love of motorsport, her classic Land Rover, and her passion for actually getting out and driving classic vehicles. When we video call Lara [...]


Are UK classic car events going ahead in 2021?

February 2nd, 2021

We take a look at a few of the favourite classic car events planned to take place in the UK throughout 2021.


Land Rover Monthly magazine launches new digital library with years’ worth of magazines

January 29th, 2021

Land Rover Monthly magazine has announced a complete, digitised collection of all back issues since 2015, with Exact Editions.


Christmas and New Year Opening Hours 2020

December 11th, 2020

Our office opening hours over the Christmas and New Year period for 2020. Contact us by phone or email through the festive period.


Travelling to Europe in your own vehicle? You’ll need a green card

December 8th, 2020

From 1st January 2021, all UK motorists will need an insurance Green Card when driving in the European Union (EU). This will remain the case unless the EU Commission agrees for the UK to remain part of the Green Card free circulation area…


A very unique Jensen

October 20th, 2020

Mr Wade’s Jensen FF Convertible was built for the 50 year anniversary of Jensen Cars using parts from all five Interceptor models.


Automotive Restorers Guide launched

October 8th, 2020

A new book aimed at classic lovers restoring their own classic cars and motorcycles has been launched, offering a wealth of information to seasoned and new restoration enthusiasts alike.


Motorists putting off car servicing due to financial constraints

September 10th, 2020

A third of motorists are putting off getting their vehicle serviced because of financial constraints due to the COVID-19 pandemic, Motor Trader has reported.



September 8th, 2020

Throughout the coronavirus pandemic, with many events cancelled and car clubs no longer able to interact in the ways that they previously could, it has been a very odd time for us all. However, many car clubs have used this time to really pull together and create a sense of community within their club, with [...]


MOT exemption scheme to end on 1st August

July 24th, 2020

It has been announced that mandatory MOT testing will be reintroduced from 1st August 2020, and drivers will no longer be granted a 6-month MOT exemption. Read more here.


Land Rover Monthly magazine announces the launch of its brand-new website

July 21st, 2020

Land Rover Monthly magazine will launch its much anticipated, brand new website on Wednesday 22nd July. Read more on the site’s planned content here.


Limited mileage discounts: what are they and how do they work?

June 10th, 2020

With specialist vehicle insurance, limited mileage is one of the common features that helps to reduce the cost of insurance.


GLASS issue green laning guidance for England during COVID-19

The Green Lane Association have issued guidance on how to go green laning safely in England during COVID-19.


Civil Liability Bill delayed: whiplash reforms put off until 2021

May 7th, 2020

Whiplash reforms, due this August, have been put back again due to the coronavirus crisis.


Will non-essential travel invalidate my car insurance?

A number of news stories have been circulating suggesting that motorists taking unnecessary journeys during lockdown could be invalidating their car insurance. We looked in more detail at the rules, and spoke with a number of our insurance partners to find out whether this is in fact the case. What are the rules around essential […]


Coronavirus and car insurance FAQs

March 24th, 2020

Since the outbreak of the coronavirus and subsequent guidance from the government, we’ve had a number of questions sent to us about how this will affect people’s classic car insurance. We’ve provided answers to some of the most common questions here. This article was last updated 12th February 2021.  Do the rules mean I can’t […]


Coronavirus response: how we are continuing to serve our customers

March 19th, 2020

At this time of uncertainty, our focus is on making sure we can continue to serve our customers, helping you to maintain continuity of cover for your vehicles and doing our best to provide a good level of service. WHAT WE ARE DOING As a business we are still open and available to provide quotes [...]


Home insurance and flood cover: UK wet weather raises concerns

March 13th, 2020

Flooding has affected thousands across England and Wales, and there are concerns that home insurance is falling short.


Government plans announced to tackle smart motorway safety concerns

The 18-point Action Plan will abolish dynamic hard shoulder use and increase the number of refuge areas.


Is the introduction of E10 fuel a threat to classic cars?

March 10th, 2020

Correction made 16th March: bioethanol does not itself absorb carbon dioxide; it is considered a carbon-neutral fuel because the plants used to produce it are believed to absorb more carbon dioxide than is generated in the production and combustion of the biofuel.   In 2021 the government plans to introduce lower-carbon E10 fuel as standard at […]


Coronavirus travel and insurance guide

March 2nd, 2020

UPDATE Since the publication of this article, government guidance and travel regulations have changed rapidly. We recommend checking the government website for the most up-to-date advice, and contacting your travel agent and travel insurance provider for updates on any planned or current travel.  Travel insurers are sharing Government warnings about travel following the outbreak of […]


Smart motorway deaths prompt government review

January 28th, 2020

38 deaths have taken place on smart motorways in the last 5 years, a freedom of information request has revealed. The BBC’s Panorama reported that near misses on one stretch of the M25 have increased 20-fold since it was converted to smart motorway in April 2014, and that a warning sign on the same section […]


What’s the difference between a fault and a non-fault claim?

January 27th, 2020

There is often confusion around the difference between a fault and a non-fault insurance claim, and what claims should be disclosed when taking out a policy. Whether a claim is defined as fault or non-fault is not to do with whose fault any accident or damage is – it’s about how insurers categorise claims based […]


Heritage customer Tony gets his dream car, a Land Rover Series IIA, thanks to TV show Wheeler Dealers

January 17th, 2020

Tony Dytrych-Cowell is a North Yorkshire postman, about to become a policeman, who used to race Land Rovers in the Army. In 2019 he applied to take part in the new series of Wheeler Dealers: Dream Car, which features car dealer Mike Brewer and ex-Formula 1 mechanic Marc ‘Elvis’ Priestley, trading up cars to help […]


Christmas and New Year opening hours

December 16th, 2019

This Christmas our office will be open on the 23rd December from 8:30am to 5:30pm, following which the below hours will apply between Christmas and New Year. Regular hours resume from the 2nd of January 2020. Monday 23rd December 8:30am – 5:30pm Tuesday 24th – Thursday 26th December closed Friday 27th December 9am – 2:30pm […]


The Civil Liability Bill: how will it affect motor insurance?

December 12th, 2019

After many years of debate, the UK government has decided on a course of action to address the rise in small personal injury claims. The Civil Liability Bill, which comes into force in April 2020, aims to tackle the perceived ‘compensation culture’ and prevent fraudulent claims from driving up the cost of insurance for motorists […]


What is agreed value and why does it matter?

November 25th, 2019

Agreed value helps protect the value of your car in case of a write-off or theft when it can’t be recovered. But how do insurers determine agreed value?


Caring for your car through the winter

November 19th, 2019

The gritters are coming out and the classics are being put away – mostly. Whether you’re driving your classic or not, good winter car care is essential.


5 things that could damage your classic car

November 18th, 2019

There’s nothing more heart-breaking than seeing your treasured possession deteriorate. If you want your car to last a lifetime, be aware of these 5 risks and take steps to minimise the damage.


Keeping your home safe this Halloween

October 30th, 2019

Despite the innocent nature of modern Halloween traditions, Halloween night can also conceal thieves and vandals, making ‘trick or treat’ a bit more of a threat than a cheerful children’s catchphrase. It’s a known fact that insurance claims for malicious damage increase over the week of Halloween and Bonfire Night each year[1]. Many stores will […]


Brexit and green cards

October 9th, 2019

If you travel to the EU after Brexit without a Green Card, you could risk a fine and your car being impounded. Find out the rules around Green Cards and whether you need one here.


The MOT exemption: should you still MOT your classic car?

September 30th, 2019

Classic owners will know that once their car turns 40, they’re no longer required to give it an annual MOT test in order for it to be road-legal[1]. This is a development that came into play in May 2018, replacing the old rule that only cars registered before 1960 were MOT-exempt. The rolling 40-year rule [...]


1 in 4 UK drivers believe smart motorways are unsafe

September 24th, 2019

Nearly a quarter of drivers in the UK believe smart motorways are unsafe, and many do not understand the rules around hard shoulder running, according to recent research by Kwik Fit. More than half of the motorists surveyed avoid driving in the hard shoulder on smart motorways, due to confusion about when it can be […]


Underinsured homes: 1 in 4 households don’t cover their contents

August 1st, 2019

More than a quarter of households in the UK don’t insure their home contents, leaving more than £266bn of possessions unprotected. Research from the Association of British Insurers (ABI)[1] shows that 7.5 million homes don’t have home contents insurance, meaning that in the event of theft, fire, flood or other damage, they wouldn’t get anything [...]


Full Service Histories

June 27th, 2019

You could drive a car brand new off the factory floor and it would have a history already. The parts, the hands that built them, the models that have gone before it – all features in a legacy of craftsmanship and design. Once it’s out of the factory, it begins a new chapter - and [...]


Electrifying my Ferrari 308

June 26th, 2019

Peter Brazier owns the first ever Ferrari 308 to have a Tesla motor put into it. The ground-breaking electric conversion, which was performed by Electric Classic Cars over the course of nine months, has divided opinion – but not as much as you might think. We met up with Peter at Fully Charged Live, the [...]


Motorfest 2019, Peterborough, cancelled

May 15th, 2019

We are sorry to announce that we have today been informed that Motorfest 2019 and the International Sports & Classic Car Show, which was due to take place in Peterborough from the 25-27th May, has been cancelled by the show organisers and will no longer be taking place. The organisers have said that they have [...]


60 years of the Triumph Herald

April 11th, 2019

Designed by Italian Giovanni Michelotti, the Triumph Herald first emerged onto the scene in 1959, produced by Standard-Triumph in Coventry. With two doors and a modest engine, this sleek little car was designed as a space-efficient run-around, and marketed as "a new experience in motoring". The construction of the Herald was modular: the panels could [...]


Heritage introduces improved home insurance cover for classic car owners

March 28th, 2019

Heritage is now able to offer improved cover on home insurance policies for classic car owners, including insuring up to £10,000 worth of motor memorabilia.


Modern car features we take for granted

We’re taking a look at some of the car features we’ve become used to over the years, even in some classics. Just how far have mod cons come?


Tackling driver fatigue

Driver fatigue has contributed to one in six road crashes resulting in death or injury on major roads. We look at how to avoid falling asleep at the wheel.


Top Five Classic Cars Under £5000

Looking for a classic car but don’t want to break the bank? Take a look at our Top Five Classic Cars Under £5000 all readily available and competitively priced.


Recommend a Friend and Get Rewarded

Get £25 when you recommend a friend and they take out specialist vehicle cover with us. Find out how to get your unique referral link here and start recommending your friends today!


4×4 of the Year

The Suzuki Jimny has been named 4×4 of the Year 2019 by 4×4 and Pick Up magazine, beating such prestigious rivals as the Range Rover and the Jeep Wrangler.


No-deal Brexit would mean new rules for UK motorists

At present, the UK is within the motor insurance ‘Free Circulation Zone’. In May 2018 following representations from European insurance agencies, the Department for Transport confirmed the UK Government’s intention to keep the UK within this arrangement. However, the European Commission have not as yet formally approved the decision.


Headline-Grabbing Classics of 2018

Last year was jam-packed with classic car news and announcements and we’re already excited to see what 2019 will bring us. In 2018 three cars in particular grabbed our attention.


Overshadowed Classics Cars

December 17th, 2018

The cars in this list are frequently overshadowed by their other family members. By no means are we discrediting them, or even looking down on these classic cars. Seeing how this is a very subjective topic we invite to share your opinion via our social media.


Heritage’s Twelve Days of Christmas

December 12th, 2018

Synonymous with this festive period of the year is the Twelve Days of Christmas Carole. At Heritage we’ve noticed a distinct lack of classic cars in the twelve days so we’ve complied our version.


Lesser Known Tiny Classics

September 12th, 2018

We all know about the Smart Car and the Fiat 500 but a lot of the cars on this list were overlooked in their day and are now admired and sought after by a select few. “Little” did people know back in the day that these would be such valuable nuggets of both car history, and amazing additions to many classic collections.


Saying Goodbye to the Heritage Land Rover

September 7th, 2018

Over the last year we came to the conclusion that we couldn’t look after and use the 110 regularly enough anymore and that it might be better enjoyed by someone else. So, we ran a competition to give the Land Rover away. We were overwhelmed by entrants and by August we had drawn a winner.


Ebay Classic Car Fraudsters on the Rise

September 3rd, 2018

One of the stand out stories about classic car fraudsters this year was the revealing of a $4.5 million crime scheme in the US. News such as this is becoming more common which is unfortunate, as online market places have provided a place for enthusiast to take advantage of great deals and keep essential parts in circulation.


Lesser Known Classics in Movies: Part 2

August 2nd, 2018

Welcome back to the second instalment of Heritage’s Lesser Known Classics in Movies. In the last half we saw a lot of ’Frankensteined’ cars and vehicles heavily clad in body kits to change their appearance. In this half we’ll see some of the same but more examples of rare cars which you may have never even heard of.


Lesser Known Classics in Movies: Part 1

July 13th, 2018

We all know that the Aston Martin DB5 was used in Goldfinger and that Mini’s were the trio in Italian Job; But what about the lesser known cars in famous movies? Hidden under body-kits, rare cars or Frankensteined together from different parts? In this article we’ll test your knowledge of these hidden classics in famous movies.


Behind the wheel of a Wolseley

June 28th, 2018

It was in September 1960 that my late parents bought what is now my 1958 Wolseley Six-Ninety, paying £745 for the then two year old car to replace our old Morris.  I was aged three and so it could be said that I have grown up with the Wolseley.


Are Price Hikes on Classic Vehicles Justifiable?

June 8th, 2018

Heritage has previously discussed the potential of a discrepancy between enthusiasts and classic car auctions/investors.  A lot of enthusiasts have cited how investors can hike up prices of beloved classics to then take them off the road to wait for an opportunity to maximise their return on investment.


A New Age of Electric Classic Cars

As well as converting classics there has also been an influx of brand new cars that are powered by electricity while also drawing design influences from classic cars. From Ferrari’s to VW buses we’ll take a look at some of the recent announcements.


Morgan 50th Anniversary Teasers

May 18th, 2018

The Morgan Motor Company has always been admired internationally for building fine performance cars. This is the case for the Plus 8 Morgan, that has only recently been added back into the Morgan roster in 2012.


Aston Martin’s of the Movies

After the successful partnership between the creators of James Bond and Aston Martin in Goldfinger, the DB5 then went on to appear in Thunderball, Goldeneye, Tomorrow Never Dies, Casino Royale, Skyfall and Spectre.


The Story of an Extremely Rare Citroen Type-H Van

May 17th, 2018

The Citroen Type-H van combined practical capabilities with striking design choices and has been cemented as an iconic European vehicle. With so few left in existence, we were delighted when we were approached to speak with someone who claims to own the only remaining example in the UK.


Behind the wheel of a Mini

April 27th, 2018

Mini Enthusiast and die hard Iron Maiden fan. Jeannie’s enthusiasm for Mini’s was influenced by her Dad’s passion for cars. Jeannie used to sit in the back of her Dad’s Mini Traveller when she was young.


Behind the wheel of a BMW 2002

April 24th, 2018

Mike’s love for his BMW 2002 began as a child. When he was 12, his father owned an auto body repair shop and had client’s with race-tuned BMW’s


Upcoming events for Classic Car enthusiasts – 2018

April 23rd, 2018

All over the UK there are thousands of people who share the same passion; classic cars. Car shows and organised meets take place across the country all year round.


Are the values of classic cars declining?

The topic of value and the strength of the classic market is always a subject which attracts debate, but now it could be claimed to be particularly important as the market has been experiencing some turbulence.


One of Britain’s biggest classic car collections

April 20th, 2018

This is still the case for Rodger Dudding, the owner of the largest collection of classic motors in Britain. With a fleet of 350 cars, including old classics and new supercars, he’s built up a collection estimated to value £40 million.


What may Rover have looked like today?

April 12th, 2018

There have been rumours for years that The Rover Group could be making a come back, which makes one think where the iconic British company could have been today, had they not have ended production.


TV Shows for the classic car enthusiast

April 11th, 2018

Calling all Classic car enthusiasts. Are you watching the current car related TV shows on Quest? Which is your favourite?


Top tips before you head out driving this Easter weekend

April 4th, 2018

Be sure to give your classic car a quick basics check before you head out to drive, especially if it has been parked up in a garage


DVLA set to change rights to previous owner’s details

Previously, classic car owners have enjoyed the ability to be able to record the stories of their classics by asking the DVLA for historic information. The tightening of this information means that data on who originally owned a car is no longer available.


Classic Car Museum Proposed for Site in Oxfordshire

March 28th, 2018

Plans have been revealed for a new classic car museum to be built on a 63-hectare site in Oxfordshire. The museum would cost around £24 million, with further ideas to build demonstration tracks and holiday housing.


Practical Classics Restoration Show

March 21st, 2018

The UK’s fastest growing Classic Car event, the Practical Classics Restoration Show, is returning to the NEC Birmingham this March.


Beware of scam insurers known as Ghost Brokers

March 7th, 2018

Whether you’re buying anything from a new watch to a television or even an insurance policy for your classic motor, the old adage ‘if it looks too good to be true… it probably is’ often proves to be correct.


Classic Collector – Jodie Kidd

February 16th, 2018

Bringing a feminine touch to the world of vintage autos, model, racer and TV presenter, Jodie Kidd, is much more than a triple threat.


Classic Car Quiz 2018

February 9th, 2018

Our quiz focuses on 6 popular classic cars, all of which are featured at events in 2018. We start our quiz off with the Lotus Esprit, which is featuring at the upcoming Classic Car and Restoration show next month.


Long lost ‘first ever’ Land Rover to be restored

January 23rd, 2018

To mark Land Rover’s 70th anniversary the team at Jaguar Land Rover is beginning to restore what is being described as the ‘first ever’ Land Rover, which was originally unveiled 70 years ago.


Classic Car of the Movies – the 2000s

January 4th, 2018

Here we are with the final instalment of our series looking at classic cars from the movies – a broad range of manic muscle and stylish super cars from world renowned blockbusters and cult classics of the silver screen.


Classic Collector – Rowan Atkinson

December 12th, 2017

You may associate him with his most famous character, Mr Bean’s classic yellow mini, but Rowan Atkinson has also collected an array of stunning vehicles that are the envy of car enthusiasts like us from around the world.


The rolling 40 year MOT exemption

December 5th, 2017

The Government has now confirmed the new rolling 40-year MOT exemption, meaning that more than ever – the emphasis is on us to keep our classic vehicles safe and roadworthy.


Car Tax Teething Problems

December 1st, 2017

One of the major changes in motoring over the last few years has been the scrapping of tax discs. Now, a study by the Department for Transport has produced some startling figures about the new system’s impact and we decided to take a look.


Classic Collector – Ralph Lauren

October 23rd, 2017

Classic car collection. In the latest of our series looking at famous classic car collectors, we’re going to take a look at a name more familiar to fans of the fashion industry than petrol heads – Ralph Lauren.


Classic cars of the movies – the 1990s

October 11th, 2017

In our latest look at classic cars of the silver screen, we’re turning to the 1990s. However, whilst it wasn’t the most sensational decade by a long shot, we have managed to find a few corkers to share with you.


Prescott Speed Hill Climb 2017

October 3rd, 2017

If you’ve ever been for a day out at a classic hill climb event then you’ll know how exhilarating it can be, with beautiful cars through time speeding up twisted roads and round hairpin corners. It really is a sight for any car enthusiast young or old.


Award-winning classic car insurance with Heritage

September 27th, 2017

We’re celebrating this week after winning an award for the way we use social media to help our customers and classic motoring enthusiasts up and down the country.


Goodwood Revival – What to expect

September 8th, 2017

It is that time of year again – Goodwood Revival. The world’s greatest classic car show is upon us this weekend, from Friday 8th to Sunday 10th September, and so we have taken a look at what you can expect to see this year.


Heritage, GQ & Mercedes: A specialist policy for a truly unique classic motor

September 5th, 2017

We’re delighted to be featured in this month’s GQ magazine after we arranged a policy for a very special Mercedes at London Fashion Week Men’s.


Laid Up Insurance – peace of mind when your classic car comes off the road

August 31st, 2017

As the chilly mornings begin to set in and the evenings get darker, it’s time to start thinking about what to do with your classic motor over the winter.


Classics Collectors – The Sultan of Brunei

August 16th, 2017

In our latest classics collector series, we’re going to take a look at the Sultan of Brunei, the man who has the world’s largest collection of cars.


The Original Land Rover Show at Kelmarsh (and 70 Ferraris)

July 27th, 2017

Last weekend, we were at Kelmarsh Hall in Northamptonshire for The Original Land Rover Show.


Classic cars of the movies – the 1980s

July 17th, 2017

Whilst the 1980s is regarded by many as the decade of all decades for memorable movies, it’s not so packed with great cars.


Silverstone Classic 2017

July 5th, 2017

Heritage Classic Car Insurance will be focusing on one classic car event per month. This month we look at the famous Silverstone Classic event held on the 28th to the 30th of July 2017. Have you got your ticket?


Classic car TV presenters

June 28th, 2017

If you present a TV show dedicated to classic cars you must have a passion for them. Let’s find out who does?


Understanding Multi Car Insurance

At Heritage, we pride ourselves on meeting our customers’ needs and surpassing all expectations, so we’re very proud of our special Multi Car insurance package.


A unique policy for a very special Mercedes

June 19th, 2017

As if Mercedes, London Fashion Week, GQ and international stars weren’t enough to be teaming up with, we were in good company with the car’s other partners too.


The classic cars of the late, great Sir Roger Moore

June 1st, 2017

With the sad news of Sir Roger Moore’s passing at the ripe old age of 89 in May, we felt it was only right to take a look at the man, the legend and, of course, some of the cars!


Thieves continue to steal our modern classics

May 28th, 2017

Most cars built in the 1990’s and 2000’s included the most high tech electronic security systems available at the time. Today these systems seem to be easy pickings for the modern car thief


Which Classic Car Are You?

May 19th, 2017

All of the classic cars we insure have different traits that can be loosely matched with types of people. We’ve detailed a few below, so from big and brash to subtle and stylish, which category do you fall in to?


Classic car of the movies – the 1970s

May 5th, 2017

Hot on the heels of our classic car movies of the 60s article, we’re back with the 1970s, looking at some of the most famous films featuring our beloved old motors in all their glory.


Practical Classics Restoration Show 2017

May 2nd, 2017

The end of March 2017 saw the NEC host springs best classic car event. Practical classics classic car restoration show brought together over 21,000 classic motoring enthusiasts.


Is originality really key?

April 28th, 2017

Heritage Classic Car Insurance has been in the industry for over 50 years now and has seen values of classic cars rise and rise again. But are all these classics really original? Now this depends on what type of owner you are.


Ferrari’s 70th Anniversary

April 25th, 2017

It was the 12th of March 1947 when Enzo Ferrari fired up the first car to bear his name. The Ferrari badged 125 S was prepared and two months later this rolling tubular chassis with its magic ingredient, the 12 cylinder engine was ready to make its racing debut at Piacenza


Classics Collector – Jay Kay

In the latest of our series looking at famous classic car collectors, it’s time for one of the most well-known British collectors out there, Jay Kay.


Top 5 Classic Sports Cars

B -Roads, nice weather but what car would you love to be driving? Here at Heritage Classic Car Insurance we have chosen 5 classic sports cars to feast your eyes on.


Top 5 Japanese Classic Cars

April 20th, 2017

Check out the classic car scene from the land of the rising sun. Japanese have their fair share of classic cars.


Top ten eighties classic cars

April 6th, 2017

Heritage Classic Car Insurance take a look back at the eighties classic cars that are now becoming the cars to look out for today.


50 Years of the Volkswagen Bay Window

March 27th, 2017

Heritage Classic Car Insurance celebrate 50 years of the Volkswagen Type 2 Bay Window


Classic car of the movies – the 1960s

Here at Heritage, a lot of our favourite classic films feature classic cars. No surprises there then! We’ve been discussing some of the all-time great motors that have appeared or starred on the big screen, so we thought we would share some with you.


The VW Scene

March 21st, 2017

Take a quick glimpse into the famous Volkswagen scene here in the UK. You might like it?


How to transport your classic car

March 16th, 2017

If you are looking to transport your classic car from A to B. Then why not choose a transport company design to do this for you. With covered trailers and classic car transport expertise there are many company’s able to transport your car on your behalf.


Agreed Value – how much is your classic car worth?

March 14th, 2017

In this article, we want to revisit Agreed Valuation, letting you know exactly what it is and how it can help with protecting your loved ones (the cars not your family) as part of Heritage’s specialist insurance services.


The Ogden Report – Lord Chancellor cuts personal injury discount rate

March 6th, 2017

On the 1st March 2017 the Lord Chancellor announced plans to change personal injury compensation, for the first time since 2001. The announcement related to the Ogden Report, will offer the public better compensation payouts following an accident or incident.


Top ten classic hatchbacks

February 28th, 2017

Heritage Classic Car Insurance looks at the original hatchbacks from the classic 80’s. The hatchback was an innovative concept bought on in the 1970’s and fully developed by the eighties into performance hot hatchbacks. Light and practical the hatchback was ideal for families and the younger driver.


Best Drives in the UK – Part 3, Scotland

February 27th, 2017

The latest in our ‘Best Drives’ series sees us look to Scotland, which boasts some of the very best and most beautiful routes in the UK.


Best Drives in the UK – Part 2, Wales

As all classic car owners know, getting out and enjoying the car in the loveliest of settings is what it’s all about, from winding country roads to coastal adventures with the smell of sea salt in the air.


Calling All Classic Car Traders

February 17th, 2017

Heritage Classic Car Insurance offers all types of insurance cover to all types of people. So whether you own a classic car tucked away in the garage for weekend use, or indeed you are a classic car trader on a part-time or full-time basis we have the right policy for you. We offer a classic car traders policy.


Top 6 GPS Trackers for Classic Car Owners

February 15th, 2017

Six latest GPS Trackers available for classic car owners. With classic car vehicle theft on the rise classic car security systems are more important than ever. The GPS tracker is a location device that will track your vehicle if it’s taken without your permission. This is the best way of locating your vehicle quickly and so avoiding the chance of damage or a total loss. Heritage Classic Car Insurance has listed six GPS trackers for you to compare.


Selling classic cars at auction

In November last year, we published our buyer’s guide to classic car auctions, with some top tips to make the most of what can be a very exciting day of bidding for and potentially buying classic cars.


Just 5% of UK classic cars stolen are recovered

February 6th, 2017

Classic car theft is on the rise with 217 classic vehicles stolen in the UK between mid 2015 until the end of 2016. Heritage Classic Car Insurance look at the reasons why and what we can do to prevent it.


Jaguar XJ40 stands the test of time

February 2nd, 2017

Heritage Classic Car Insurance takes a look at the next classic Jaguar. The XJ40 was a completely new design and a ‘landmark in automotive history’ according to Jaguar Chief Executive Sir John Egan.


Oldest Jaguar dealer closes doors for the last time

January 27th, 2017

R A Creamer is a Jaguar classic car dealer that has been based in London for 90 years now. This makes it the oldest Jaguar dealer of all time. This special little dealership has had two Royal appointments in its time. One from the Queen and one from the Prince of Wales to service their Jaguars. Sadly these have been handed back now as R A Creamer closes its doors forever.


Classic Car Collector – Jay Leno

January 5th, 2017

The third in our series of famous classic car collectors sees us look at the eye watering array of beauties owned by Jay Leno.


Comprehensive and Amended Directive | What’s the difference?

After a recent EU ruling the UK Government is reviewing the current motor insurance laws. There are two main options being considered in the Motor Insurance Review, the Comprehensive and Amended Directive option. We take a look at what those options could mean for UK insurance.


Will SORN Vehicles Need Insurance?

January 3rd, 2017

Currently if you aren’t using your vehicle on a road or in a public area you can make a Statuary Off Road Notification (SORN) declaration. This would mean that you’re exempt from paying Vehicle Excise Duty (VED) and having motor insurance. With the upcoming Motor Insurance Review we could see this changing, so will SORN vehicles need insurance?


Motor Sport | Will it be affected by the insurance review?

December 30th, 2016

A recent EU ruling has sparked a Motor Insurance Review by the UK Government. A real game changer for motor insurance, we take a look at the potential impact on the motor sport industry.


Motor Insurance Review Summary

December 29th, 2016

You’ve got till March 2017 to have your say, but what is the Motor Insurance Review and why does it matter? For a full explanation read our Motor Insurance Review Summary.


A game-changer for UK motor insurance

December 21st, 2016

Government reviews motor insurance laws. This review could affect your insurance cover and premiums. Have your say before 31st March 2017.
We could be seeing huge changes to motor insurance law in order to improve the way victims can claim compensation in a wider range of circumstances.
This review was prompted from a ruling by the European courts in 2014 which resulted in the Vnuk judgment. The Vnuk case has now sparked a review of the current motor insurance law. This review will have an impact in the UK regardless of the EU status. Read more.


Restoration or rebuild, what’s the difference?

December 20th, 2016

If you’re a classic car lover thinking of taking on a restoration project, you may find yourself asking what the differences are between a restoration and a rebuild.


The Grand Tour | Review

December 1st, 2016

You may have noticed there’s now a new television show about cars. You know, the one with those three chaps from Top Gear. The Grand Tour.


Roger Baillon Barn Find | Classic Car Stories

Heritage take a closer look at the bizarre tale of Roger Baillon, the troubled French classic car collector.


Our expert guide to classic car restoration

Classic car restoration, not for the faint hearted. Here are our top tips on classic car restoration


What makes a car a classic?

November 18th, 2016

For classic car lovers, there’s one question that always sparks a debate. What makes a car a classic? We take a look at how classic car is defined.


Should you invest in classic 4x4s?

When production of the classic Land Rover Defender ended in January this year, there was renewed enthusiasm for this iconic 4×4, leading to an upsurge in sales for its second hand models and an increased interest in people looking to invest in classic 4x4s.


Classic Car Auctions, A Buyer’s Guide

November 1st, 2016

Heading to your first auction or want to ensure you get the most for your money? Read our buyers guide to classic car auctions for some tips and advice.


Your guide to personalised number plates

October 26th, 2016

At Heritage, we know how much our customers adore their classic cars, motorbikes and 4x4s. Some like to name their motors, whilst others like to have a name on their motors, such as a personalised licence plate.


MoT Exemption

October 24th, 2016

There are currently talks about MoT Exemption for classic cars. Do we really want unregulated cars on our roads, or should the test be adapted? How will this impact the insurance industry?


Classic car and 4×4 modifications

October 21st, 2016

Classic car and 4×4 lovers the world over have always sought to modify their cars in some shape or form. There are purists who will claim to never dream of doing such a thing, but for most of us, it is sometime a necessity rather than a choice. From driver safety to vehicle security, there are modifications that will always be needed to the motors that we adore, especially as they get older.


Haggling on a classic

October 14th, 2016

You’ve dreamed about owning one for years. You’ve put money aside and watched it grow. Now it’s time to finally go out and buy your first classic car.

Just remember one thing – you can always haggle on price!


MudRut Pyrenees Overland Adventure

October 10th, 2016

MudRut offered the Heritage duo, Leena Marsh and Natalie Coughlan the chance to join them for the MudRut Pyrenees Overland Adventure. Find out how they got on, and whether they made it back in one piece!


Our Best Classic Car Magazines and Newspapers

October 7th, 2016

Every classic car lover has a few clear favourites when it comes to the best motors. At the Heritage offices, we recently found ourselves discussing our favourite classic car magazines and newspapers too.


The world’s most expensive cars

September 30th, 2016

As classic car lovers, we know a thing of beauty when we see one. We love the curves and the glistening colours, the sounds, the smells and the sights. We love to simply stand and admire a special car too. It’s a passion shared by so many.


The Four Levels of Classic Car Restoration

September 22nd, 2016

Let’s face it, owning and driving a beautiful classic is a dream for most car enthusiasts. Restoring a beat-up classic to its former glory is another matter entirely.


Why you need classic car insurance

September 15th, 2016

Every vehicle on the road needs to be insured to protect drivers and other people. To their owners though, classic cars are more than just vehicles, they are a passion.


Classic Car Jargon Buster

September 8th, 2016

Car lovers the world over know there’s a whole language to learn when it comes to motoring. This is more so the case for classic car enthusiasts, who have to take it even further to account for generations’ worth of lingo and classic terminology.


Three 4x4s you don’t want to mess with

September 2nd, 2016

Here at Heritage Car Insurance we love our 4x4s. From courageous classics to modern masterpieces, we adore the history of 4×4 production and the accomplishments they have helped us achieve.


Classics Collector – Nick Mason

August 26th, 2016

Following on from our first collector, Chris Evans, we’re staying on home turf with Nick Mason. He is of course the fabulous Pink Floyd drummer, worth an estimated $100m and owner of around 40 classic motors.


Best Drives in the UK – Part 1, England

August 18th, 2016

There’s nothing better than taking your classic out for a long drive in the summer months. The sounds, the views, the stops along the way, they all come together to make classic car driving special.

There are plenty of fantastic drives out there. But for now, we’ve picked three English routes for you to consider based on where you live.


Security tips for your classic car

August 12th, 2016

Security for your classic is vitally important for two reasons. Firstly, because it’s your pride and joy. You want to be doing everything possible to make sure nobody steals it!

Even if yours is a rust bucket you’ve been working on for years, you should take precautions. That’s because criminals range like our classics do, from high end thieves to your common scrap-value opportunistic burglars.


The History of Classic Car Recognition

August 4th, 2016

Whilst we all know the difficulties of trying to collectively define a classic car, how about defining when people started calling old cars classics?

It’s a tough one, but here at Heritage Classic Car Insurance, we have given it a good go.


Future Classics

July 28th, 2016

As defining a classic car is somewhat down to general consensus and subjective views, how do we know what will become the ‘classic’ of the future?

Sure, we can talk about absolute classics and modern classics, but which cars in general use today will be the classics of tomorrow? Well, we’ve been discussing this in the Heritage offices and have had a jolly good go at guessing.


Top 5 Classic Car Modifications That Affect Insurance

July 25th, 2016

Do classic car modifications affect your insurance? Heritage Car Insurance gives you the Top 5 classic car modifications that affect insurance.


Classics Collectors – Chris Evans

July 22nd, 2016

In the first of a series on well-known classic car collectors, we felt there was no other to start with than car enthusiast and ex-new-former Top Gear presenter, Chris Evans.


How to get into classic car restoring

July 19th, 2016

If you love fixing things and you love cars, maybe your next hobby should be in restorations, a past-time that can, with hard work, make you lots of money too.


Top Ten Classic Cars Of All Time

July 14th, 2016

Speak to any classic car enthusiast they’ll have their own list of the top ten classic cars of all time. We’ve put pen to paper, and listed our top ten classic cars of all time, would you agree? Take a look at our top ten list.


Classic Car Stories: The Ferrari 250 GT California Spyder SWB

July 8th, 2016

One sold recently for $17m, this week our latest classic car story is the Ferrari 250 GT California Spyder SWB.


Making the most of a day out in your classic car

June 29th, 2016

We all know that when it comes to classic car enjoyment, there’s nothing better than a lovely long drive out in our precious historic vehicles.


Commuters Of The Past

June 23rd, 2016

Heritage Classic Car Insurance look back at some of our favourite commuters of the past, and how they’ve become the classic cars we know and love today.


The joy of classic car club membership

June 20th, 2016

Many of our classic car insurance policy holders are already members of car clubs, talking online and gathering at events across the country and beyond to share their love for classic cars and appreciate each other’s motors.


Team Hybrid 4×4 Sponsorship

June 16th, 2016

Heritage Insurance excited to be sponsoring Team Hybrid 4×4, we caught up with Duncan Smith to find out a little bit about their plans for this year


Classic Cars Of Our Time

June 15th, 2016

With cars from the 80’s and 90’s now enjoying classic status we see the less exotic becoming more valuable we take a look at the classic cars of our time.


Skytag Success As Stolen Land Rover 110 Is Recovered!

June 10th, 2016

Skytag Success As Stolen Land Rover Defender 110 Is Recovered, the vehicle location device was used by Police to recover the vehicle in under an hour.


Do you need classic car parts and labour? Look no further…

Here’s our handy list of classic car part dealers and mechanics that can help you with your pride and joy!


Paris bans classic cars as of July 2016

June 7th, 2016

Paris has decided to ban all cars registered before 1997, to help curb the cities chronic smog problem. Are they barking up the wrong tree? Heritage Classic Car Insurance investigates as Paris bans classic cars.


Classic Car Stories

June 1st, 2016

We’ve been scouring the web for the very best classic car stories, from epic sales to epic fails, and we’ll be sharing some of the very best tales here.


The facts about green laning

May 24th, 2016

It seems there is an undiscovered world out there. A world that is hidden amongst the undergrowth of the UK’s countryside, a secret world only known to the few who dare venture off the beaten path. The world of green laning.


Classic Car World Records

May 18th, 2016

We all love attending classic car shows (see our previous article for more. This Summer’s Best Classic Car Shows 2016), but imagine seeing more than 1,600 classics driving along together, in a line!


Modern classic cars under threat due to electrical component shortage

May 6th, 2016

It seems that the continuation of classic cars for the future may be under threat as the next generation may suffer with a shortage of electronic parts. Heritage investigate the details.


What is classic car insurance?

April 28th, 2016

What is classic car insurance? Heritage Classic Car Insurance takes a look from an insurance broker perspective.


Classic cars to watch in 2016

As valuations for classic cars are on the rise, our top eight classic cars are the ones to watch. If you’re looking for an investment, it’s time to buy a classic car.


Classic Car Road Trip from Paris to Berlin : Culture

If you’re looking for a classic car road trip from Paris to Berlin filled with culture and stunning scenery along your travels, then this is the perfect route for you.


Classic Car Road Trip From Bucharest to Vienna: Out of the Ordinary

If you’re looking to break free from the conventional tourism that you’d see in Europe, try a classic car road trip from Bucharest to Vienna.


Classic Car Road Trip Through Italy: Authentic Good Food

Looking for an adventure across Italy, embracing the culture, architecture and fabulous dishes, then this classic car road trip through Italy is for you.


Classic Car Road Trip From Portugal to Morocco: Sun, Sand and Wine

Looking for inspiration for your next road trip? We’ve designed a classic car road trip from Portugal to Morocco where you can enjoy beaches and good wine.


Top 4 classic car road trips in Europe

Heritage look at the top 4 classic car road trips in Europe. From Paris to Berlin, Bucharest to Vienna, Portugal to Morroca and an adventure through Italy.


How to Enjoy the Classic Car Season

Step by step guide to get your classic car ready for the summer road this 2016. For many classic car enthusiasts, the first drive of Spring has lead to costly repair bills across the UK. It’s essential you understand a few basic steps if you’ve left your vehicle sat in the garage for several months without maintaining it. If your classic car is stored in less than ideal conditions it may have deteriorated somewhat over time and become a hazard to drive.


The Range Rover Classic

April 25th, 2016

The Range Rover, now generally referred to as the Range Rover Classic  was launched in 1970 but work on this all new concept started many…


What is an Insurance Company?

An insurance company act as the financial backing for a potential risk. The basic concept of this is that the insurance company charge a premium to each individual they insurer and honour to compensate for prearranged events that cause a financial loss to the consumer.

When it comes to car insurance, the insurance company asses the degree of risk by effectively collating relevant information either directly from the consumer or more commonly via an intermediary using a predetermined set of questions. The insurance company then calculates an annual premium based on the risk factors of the overall criteria presented to them. The higher the risk, the more the premium.


What is an Insurance Broker?

An insurance broker is an intermediary between the insurance company and you the client. We all have our views on the middle man in business today. But when it comes to the complicated world of insurance it’s important to have professional knowledge and experience to guide you through the process and help you to choose the right policy at a competitive price. The insurance broker is there as an intermediary between the insurer and you the client.


What is an Insurance Aggregator?

The word aggregator simply means an organization that collects information from other businesses and then places it on one website. This may be used by a number of industries as an effective way of increasing leads and referrals. When it comes to the insurance industry the aggregator plays a huge part in attracting potential clients to one point of contact, this makes the task of finding insurance quotes a lot simpler for the consumer as they need not trawl around websites applying for quotes individually which can be a very time consuming exercise.


Scrappage Scheme cars still alive today

April 24th, 2016

In 2009 the Government doomed many classic cars with the scrappage scheme cull, however, although nearly four hundred thousand cars were…


Classic Car Market Predictions with Danny Hopkins

April 22nd, 2016

With classic car values reaching dizzying heights, Heritage take a look at the classic car market predictions with Danny Hopkins.


How the 2016 Budget affects classic car owners

April 20th, 2016

Chancellor George Osborne has announced the 2016 Budget and among the big news like the continuing freeze on fuel duty, tax increases and benefit caps there were also some interesting announcements which may affect you as a classic car owner. Heritage Insurance take a closer look to help you understand what may lie ahead for you as a classic car owner.


Danny Hopkins comments on FIVA Classic Car Definition

April 19th, 2016

Earlier this month it was announced that the Federation Internationale Vehicle Ancies (FIVA) are lobbying for stronger guidelines…


Open Top Drive – A poem by one of our customers

April 18th, 2016

We are proud to be sharing a poem that was kindly written by one of our customers here at Heritage Classic Car Insurance. Mr. Corbett is one of our long-standing customers and is…


Restorer of the Year Competition Winner

April 17th, 2016

Heritage Insurance have been supporting and sponsoring the NEC Restoration Show from the beginning, and it was fantastic to see that once again the show drew in the crowds. The event really does cater for the classic car community, whether you’ve been a part of the scene for years or just got your hands on your first classic – the NEC Restoration Show 2016 offered something for everyone!


Famous Stars and their classic cars

April 15th, 2016

Is there such a thing as the stereotypical classic car enthusiast? We’re all probably thinking “anorak”. Well this may surprise you! Most classic car owners are just like you; however the famous ones can afford more cars. Let’s take a look at a few famous stars and their classic cars.


Classic Military Vehicles

April 13th, 2016

The classic military vehicle captures the historical moments of world conflict right back to the beginning of the twentieth century. Vehicles, such as the Rolls Royce “fighting-cars” of 1914 that played a crucial role in the early stages of the Great War…


Tips to lower your classic car insurance premium

April 11th, 2016

Insurance premiums! It’s all very frustrating; we have to pay them, it’s the law. So why do they never seem to be fair? It almost feels like we’re being held to ransom. Never fear, help is at hand with Heritage tips to lower your classic car insurance premium.


The classic fast Ford Legacy

April 7th, 2016

The legendary RS badge has been gracing the Ford range for over 45 years now, with many stunning examples over 20 years old promoting the classic fast Ford legacy. Heritage insurance takes a look at these historic sporting saloons and hatchbacks that are living icons on the road today.


Mac 4×4 Challenge

April 4th, 2016

We’ve supported all aspects of the 4×4 community for a number of years; we’ve definitely got a soft spot for the Land Rover community so when our customer, Alex Upsall, contacted us about his…


Choosing the right Breakdown cover for you

April 3rd, 2016

Not all Breakdown cover is the same, despite what you might have been told. Heritage Insurance take a look at the over saturated market when it comes to choosing the right Breakdown cover.


Rural roads are the most dangerous in Britain

December 15th, 2015

With more than half of fatal crashes occurring on country roads in Britain, car drivers, motorcyclists and cyclists are all at an increased risk of a fatal road accident. Country roads in the UK are responsible for 50% of fatal crashes. Read more to find out the two main factors that impact accidents on country roads in the UK.


Should we increase to an 80mph motorway speed limit?

December 2nd, 2015

The implications of having a zero-tolerance approach to speed limits. Are motorways in the UK safe? Should we increase to an 80mph motorway speed limit? Is it safer to break the speed limit?


Does the Autumn Spending Review affect Classic Cars?

Over the past few years classic car owners have had a bit of a hard time, whether that’s because of the threat of low-emission zones in major cities or being asked by the DVLA to prove the originality of their vehicles. We look at what’s going to be next after the recent Autumn Spending Review.


Can I display a black & silver number plate?

November 19th, 2015

What cars are allowed to display black and silver number plates, and what are the rules? We look at legal requirements and how you can get a black and silver number plate if your car is eligible to have one.


How much should you tell your car insurer?

November 16th, 2015

Insurance is based on criteria and risk rather than hard and fast rules. This can make it confusing when it comes to updating your details, will it mean an increase in premium or worse could your insurance no longer be valid – so how much should you tell your insurer?


Is the Government car scrappage scheme back?

November 2nd, 2015

With another Government car scrappage scheme on the cards, Heritage insurance investigate how this could affect the future of classic cars.


What is multi car insurance?

Heritage multi car insurance tackle your frequently asked questions (FAQs) to help you better understand what multi car insurance is.


Japanese Classic Car Scene

October 28th, 2015

As the Japanese Classic Car Scene is becoming increasingly popular, Heritage Classic Car Insurance take a look at the history behind these Japanese classics


Top 5 70s Classics that Defined the Decade

Top 5 70’s Classics that Defined the Decade. Taking a look at the 1970s Jensen Interceptor, 1970s Jaguar XJ6 Mk2, 1970s Datsun 240Z, 1970s Triumph Dolomite


Modified 4×4 insurance for Motor Traders

October 22nd, 2015

As a motor trader it is imperative to ensure that you keep up with current market trends and look towards the buyers needs and requirements for the best results.With this in mind to help you expand your business, Tradesure have introduced modified 4×4 insurance for motor traders.


Insurance premium tax increase

September 28th, 2015

With insurance premiums already on the rise more bad news sees the Government go ahead with an insurance premium tax increase from November 2015.


Is the Ace Cafe facing closure?

Is the Ace Cafe facing closure? With talk yet again about Ace Cafe under threat of closure Heritage Insurance look at the ups and downs of the iconic venue.


How long will the current classic car bubble last?

Explaining the history of the classic car bubble, Mark Wilkinson, Managing Partner at Heritage answers how long will the current classic car bubble last?


Top ten classic car buying tips

Mark Wilkinson, the Managing Partner of Heritage Classic Car Insurance offers his top ten classic car buying tips. 1. Always buy on condition 2. Always buy on condition 3. Always buy on condition – If there is one piece of advice I could give it is this and it will mean different things for different people. […]


Classic Car Bubble

Mark Wilkinson, managing partner at Heritage Classic Car Insurance, discusses the classic car bubble, causes and likely effects. How long will it will last?


Volkswagen Scandal & Diesel – What Does the Future Hold?

We take a closer look at the Volkswagen scandal, and the future of diesel. Heritage find out what it’s all about and whether it affects you?


Celebrating the 40th Anniversary of the Jaguar XJ-S

September 7th, 2015

Replacing the iconic Jaguar E-Type was never going to be easy, however this unenviable task fell to the Jaguar XJ-S. And so it was that as sales of the beloved E-Type started to decline, Jaguar were already working on something completely different.


DVLA Crackdown on Classic Car Ages

September 3rd, 2015

So…after weeks of classic car owners being in a state of mild panic and worry after the DVLA Crackdown on Classic Car Ages we take a look at the responses and whether you really have to prove the age and identity of your vehicle.


The good old American Muscle car

August 4th, 2015

The American Muscle Car has always been the pride of the United States. With it’s no-nonsense straight line speed and aggressive looks, the concept was said to have originated back in prohibition time with the Bootleggers need for speed abling them to outrun the law.


Speed control concerns classic car owners

Tightening of speed control on UK Roads could affect classic car owners. With the breaking news regarding the tightening of speed control on UK roads Heritage Classic Car Insurance investigate the speed control concerns to classic car owners.


DVLA changes- classic car, prove it

August 3rd, 2015

A crack down on the unsuspecting classic car owner seems imminent as Westminster discuss inconsistencies with DVLA changes to classic cars and the way in which they are registered.


The Audi TT- a classic in the making

July 28th, 2015

Over the last fifteen years the coup and roadster market has been re-invented or so with many of the big names in the industry offering tantalizing examples in one form or another. Be that as it may, when German car manufacturer Audi decided it was their turn to dip the proverbial toe into this more glamorous side of the market it was inevitable that something exciting was on its way.


The Classic Rally Car…but not as we know it

When you think of the world of rallying and the classic rally car, I expect you probably envisage the hay day of British success back in the sixties with the great Paddy Hopkirk in his iconic Mini Cooper or perhaps Hannu Mikkola in the World class Ford Escort Mexico Special, great cars, great champions of rallying history.


Classic Car Auctions

Have you considered classic car auctions? 2015 has been estimated as a record. UK auctions with classic car auctions increasing over the last two years.


Driving your Classic Car to work 2015

July 14th, 2015

The daily commute to work, not the most enjoyable task of the day! Even for a car enthusiast. Have you ever thought of driving your classic car to work instead. Well it seems some insurers are promoting this very thing, is it a good idea…they say it could save you money? Here at Heritage Classic Car Insurance we decided to look at the facts.


Fiat Motor Company – 100 years of Italian design and innovation

July 13th, 2015

Heritage take a closer look at one of Italy’s best know manufacturers – Fiat…


Is your classic car really a classic?

July 9th, 2015

When is a classic not a classic? What’s more, who even decides this anyway? Let’s face it you could always ask the experts on this matter, but then of course you would have to decide who they are too! Heritage Insurance take a closer look into what defines a car as a classic car.


DVLA change driving licence

June 28th, 2015

By the 8th of June 2015 the DVLA are abolishing the paper counterpart of the driving. The DVLA change driving licence. Click here to read more.


The Courtesy Driving Code

Ever wonder what happened to good old fashioned courtesy and manners on our roads? Heritage Classic Car Insurance take a look at the courtesy driving code.


DVLA struggles with changes to paperless Driving Licence

DVLA struggles with changes on the 8th June 2015. The paper counterpart to the photocard driving licence is being replaced by an online service.


Buying a classic car?

As you can imagine buying a classic car can be full of pit falls ready to catch the unsuspecting buyer, let’s face it nobody wants to buy a lemon!


Land Rover Defender 2,000,000

In May 2015, Land Rover produced the The Land Rover Defender 2,000,000 to celebrate the Defender in all it’s glory. Read this article to find out more.


FAQs on no claims bonus

March 26th, 2015

Answering your frequently asked questions on No Claim Bonus. When you take out a classic car insurance policy from a specialist insurance broker, you have the peace of mind that your classic and its value are protected; but what about your No Claims Bonus?


What to consider when restoring a classic car?

March 4th, 2015

How many of you have a classic in your garage which you intend to fix up over this next year or so? We figure there must be a fair few, so this is why Heritage has decided to create a classic car restoring checklist.


FAQs on European Cover- Car Insurance

February 24th, 2015

At Heritage Classic Car Insurance offer European Cover on our specialist policies. But what does this mean for you the customer?


Why is Classic Car Insurance so important to Heritage?

February 23rd, 2015

Why is Classic Car Insurance so important to us? Looking at the history and founder of the business and understanding a bit more about Mark Wilkinson, the Managing Partner.


Mark Wilkinson, Managing Partner tells all

February 19th, 2015

Mark Wilkinson talks exclusively about the long road to Heritage Insurance, moving forward and getting practical. Mark Wilkinson had never actually worked in the insurance industry until he joined his father Chris Wilkinson at Heritage. Nor did he have any desire to. It’s funny how things change.


Heritage 50th Anniversary

January 21st, 2015

Chris Wilkinson, the senior partner of Heritage Classic Car Insurance explains how the company was formed 50 years ago.


London low emission zone set to exclude classic cars

January 15th, 2015

Classic and historic vehicles may be banned from Central London. The government has a new proposed legislation to create an ultra low emission zone by 2020. London low emission zone set to exclude classic cars


Classic Cars and Theft Prevention checklist

January 6th, 2015

Are your classic cars really safe? With a rise in theft of classic cars Heritage look at the most popular makes and models being stolen and what you can do to try and prevent it.


Is it essential to keep a classic car ‘original’?

December 18th, 2014

From concours to modified, we take a look at the different opinions classic car owners have when it comes to their classic. | Heritage

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