Heritage is among one of the best car insurance companies for older drivers – our policies are tailored to you, alongside competitive rates and personal customer service, so you can be sure you’re suitably covered with the price and care you deserve.

Above all, we understand how important your classic car is and that you’ll want it properly protected. With over 55 years’ experience providing specialist policies, we know what type of cover will give you protection that you can rely on.

For those seeking cheap UK car insurance for older drivers, we’ll do our best to find you the lowest possible rates. Likewise, having experience and good ownership (i.e., owning your classic or specialist vehicle for two or more years) can help us find a low-cost policy to suit you.


Car insurance quotes for older drivers are largely believed to be slightly more expensive. However, with classic vehicle insurance premiums are often lower, and our policies go up to age 79 for new customers. We’ll work hard to find you a cheap UK car insurance policy that offers everything you need at a competitive rate.

Our specialist car insurance policies for mature drivers offer all the same features as our standard classic car insurance. These include:

  • Free agreed value to protect how much your classic car is worth
  • Our classic car insurance comes with European cover for up to 90 days
  • Salvage retention, in case your classic is written off
  • Limited mileage discounts: the fewer miles you drive, the more you might save
  • Cover for modifications, whether your car needs a few mechanical upgrades over its lifetime or you’ve made some cosmetic changes
  • Up to 15% discount for classic car club members, NHS staff and more

When it comes to the best car insurers for older drivers, experience and expertise with mature customers is crucial. We’ve got both, and we’ll strive to find you a classic policy with all the features you need. To get your quote, arrange a call back now and we’ll be in touch shortly.



Each car insurance company for older drivers has its own calculations for what age puts you into the ‘older’ age bracket. This is usually based on your claims frequency for a certain set of years, i.e., 30-40, 60-70, and 71-84.

At Heritage, our classic car insurance policies for older drivers can go up to 84 years of age, and our multi vehicle policies (dependent on risk) can go up to 79 years of age.

When finding car insurance for mature drivers, it’s important to choose a policy that protects you from all the risks you face, whether you’re travelling around Europe or only on the road once a week.


Although classic car insurance quotes for older drivers are sometimes thought to be more expensive, this isn’t always the case. At Heritage, we’ll work hard to keep your premiums as low-cost as possible.

Your quote will be based on a number of factors, and your personal client manager will be able to provide you with a detailed explanation for the type of specialist classic car cover you may need, as well as our full range of benefits and policy features.

When choosing a quote for your classic, you will find that the best car insurance companies for older drivers will offer a policy that is tailored to you.

That’s because classic cars need specialist insurance protection from risks that are unique to your vehicle – risks that often won’t be covered by policies for modern cars.

Our classic car insurance policies are customised to your lifestyle, and designed to offer you peace of mind, whatever your needs. Likewise, all our specialist insurance quotes for older drivers are based on our standard options, and can cover your classic vehicle whether you keep it safe in your garage or take it out on the road.


Finding the best car insurance quote for mature drivers means having a comprehensive policy with everything included. At Heritage, we offer a well thought-out range of optional benefits to all our customers, to help boost your cover.

Key Protect

If your key gets lost or stolen, Key Protect covers the cost of replacement and related expenses.

Heritage Motor Legal

Get cover of up to £100,000 for any legal costs involved in claiming against an uninsured driver, injury compensation claims and recovering uninsured losses.

Personal Accident Cover

Cover you and your partner for up to £50,000 for bodily injury or death while driving or as a passenger.

Road Rescue

Get breakdown cover including misfuelling cover and European driving, provided by ALPS and their award-winning claims service.

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