GET A SPECIALIST CAR INSURANCE QUOTE
CLASSIC & SUPERCAR INSURANCE TAILORED TO YOU
Our specialist insurance advisers will be happy to help you get a quote for the cover you need. Whether you’re looking to insure a classic or modern supercar, simply send us a few details below and we’ll be in touch to provide a bespoke quote.
BENEFITS OF INSURING WITH HERITAGE
When it comes to your classic or modern supercar, we understand that you’re looking for cover which keeps up with your lifestyle and gives your car the cover it needs, whether it’s out on the open road or carefully stored away. With a Heritage policy, you’ll secure a range of cover benefits that do just that, with features such as free agreed value, European driving cover and a free Skytag GPS tracker unit.
FREE AGREED VALUE
We don’t charge you for agreed value – you can have the value of your classic vehicle agreed and set into your policy, providing peace of mind that in the event of a total loss claim, you know exactly what you’ll be paid.
EUROPEAN DRIVING COVER
If you like to take your classic to the continent, you’ll be pleased to know Heritage can cover you for up to 90 days of travel in Europe, across any number of trips. This can be extended to 180 days according to your needs.
MULTI CAR COVER
Our flexible multi car cover allows you to put your classic and performance cars on one policy alongside your daily drives and any other vehicles you own. You can save up to 25% on your premium cost, with no limit on the number of vehicles you can include.
COVER CAN ALSO INCLUDE:
- European breakdown and home start
- Uninsured loss recovery
- Loss of personal effects from the vehicle
- Glass cover
- Replacement locks cover
- Audio and sat nav equipment cover
- New car replacement if your car is less than 12 months old
ADDITIONAL OPTIONS HERITAGE CAN PROVIDE
If you need breakdown cover, or want motor legal insurance in case of a claim, we offer a range of helpful options for you to add to your policy if you so wish. Ask about our prestige package which combines some of the most popular optional extras for a saving.
Heritage motor legal
Protect yourself against legal difficulties you might have due to an incident on the road. You’ll have cover of up to £100,000 for any legal costs involved in claiming against an uninsured driver, as well as injury compensation claims and recovering uninsured losses.
Our road rescue cover will rescue you and your vehicle if you breakdown or your vehicle can’t be driven. This policy provides UK roadside repair and national recovery, including alternative transport and overnight accommodation if needed. You also get key assist in the event of lost keys or lock failure.
Personal accident cover
Our personal accident cover provides cover for up to £50,000 for bodily injury or death for you and your spouse, common law or civil partner. The policy covers you whilst either of you are driving your insured vehicle, or whilst you are a passenger in another vehicle.
YOUR QUESTIONS ANSWERED
Agreed value means that the insurer has agreed a valuation for your vehicle and this is fixed for the policy term. Without agreed value and in the event of a claim, the insurer would look at the market rate for replacement of your car at the time of the claim for guidance on the pay-out amount.
Agreed value is typically available on classic vehicles, not on vehicles straight off the production line. It protects your investment at a set rate rather than a potentially fluctuating market value – but you can get your agreed value updated mid-term if there is reason to do so.
Absolutely, if your car is a classic, we can arrange agreed value from the start of your cover. For vehicles worth over £30,000 we will require photographs prior to agreeing the valuation; if you are able to provide these in advance of your policy start date then it is usually possible to have your value set at the outset of cover.
You can insure a car before you buy it, but you ideally should have at least committed in writing to make the purchase, or paid a deposit. You can set insurance to start from the date you collect or take delivery of the vehicle.
Yes, we offer cover for laid up vehicles / classics that are SORNed. You can switch your cover from laid-up to road cover once your car is ready to be driven again. Laid up cover can include free agreed value, if the vehicle is complete, and covers your classic for accidental damage, fire and theft.