Laid Up Insurance – peace of mind when your classic car comes off the road

As the chilly mornings begin to set in and the evenings get darker, it’s time to start thinking about what to do with your classic motor over the winter.

You may be considering putting your beloved away until next year, safe and secure in the garage until the sunshine returns and the day-trips are glorious again.

Whether or not you’re due to declare the car SORN, you should protect it with Laid Up Insurance, a specialist policy we provide here at Heritage in order to keep you covered in the event of damage or theft when not being used on the road.

Laid Up Insurance also covers you during restoration projects.

As long as your classic is in one piece and garaged, the policy can be tailored to suit your needs.


More about Laid Up cover

  • Covered for fire, theft and damage
  • Flexible for when you want to return to the road
  • Agreed Value available provided the vehicle is complete (and not in bits in your garage)
  • Protection whilst a vehicle is SORN
  • The vehicle must be garaged (preferably at your home address).



Why pay premiums based on road usage if your classic vehicle is stored away for the winter months?

A Laid Up policy will keep you covered, providing that peace of mind and keeping costs down in the meantime.

Then, when the frost passes and the trees are green again, you can simply convert your policy back to regular cover and enjoy your beloved motor all over again.

If you’re fortunate enough to own multiple classics and you tuck them all away for the winter, talk to us today about Laid Up cover and our Multi Car insurance policy.

Call us on 0121 248 9304.