Classic & Modified Land Rover Insurance


If your Land Rover is a classic, say a Series Land Rover or an early Defender, we offer agreed value completely free to protect your Landy.

With agreed value in place, if you have to make a total loss claim you’ll know exactly what the insurance payout will be, and you won’t be subject to market rates at the time of the claim.


Modifications are common with a lot of Land Rovers, especially when you’re geared up to head off the beaten track. Did you know that you can get a specific type of insurance for off-road modified Land Rovers? This makes sure you’re properly covered, and not just for the standard bits of kit on your vehicle.

Our modified 4×4 cover is designed specifically for vehicles being used for off roading and green laning, not for standard road use. So if you have a snorkel, roll bars, a light rack, a whole camping kit in the back – let us know.


Send us a few details below and we’ll get in touch to discuss your cover needs. If you prefer to give us a ring, call 0121 248 9253 – we’re open Monday-Friday 8:30am to 5:30pm, and Saturdays 9am – 1pm.


Most people know a Series I or II counts as a classic, but it’s not all down to age – sometimes a classic can be newer but qualify for specialist insurance for other reasons. Often specialist cover is available when a vehicle is not just a bit older, but being used less frequently, or even being kept as a concours example.

To qualify for specialist vehicle insurance, traditional classic or otherwise, your Land Rover will usually need not to be your main vehicle and be doing under 5,000 miles a year. If you’re not sure, give us a call and one of our insurance advisers will happily discuss it with you.

For more, check out our Land Rover Enthusiasts Guide.


Land Rovers are known targets for thieves, which is why we find a lot of our Land Rover-owning customers take us up on our exclusive offer of a free Skytag GPS tracker unit. The tracker activates whenever the vehicle moves outside the zone you designate, and live data can be shared with the police in the event of theft, to aid in a speedy recovery.

To get your tracker, just ask when you take out a policy with us (or at any point thereafter). Skytag tracking is a subscription service; for more information please click below.


If you own more than one classic or modified Land Rover, or other vehicles besides, you could save on your insurance when you put them all together on our super flexible multi vehicle policy. It covers modern and classic vehicles together, with a whole range of options for the kind of vehicle too.

We cover campervans, motorbikes and more alongside your classic or specialist vehicle. You can also have up to five named drivers to your Heritage multi car policy.

To find out more about multi car insurance, click the link below or give our friendly team a ring on 0121 248 9229.


Our customers often want to make sure they’re covered for a few extras over and above their standard classic or modified 4×4 insurance. That’s why we offer a range of additional cover options at great prices. From road rescue and a hire car to get you out of a breakdown fix, to motor legal cover in case of legal difficulties, these are the little things that make a big difference. You can pick whichever ones suit your needs, or choose our package option, which combines the most popular extra cover types for an even better price.

Road rescue

Our road rescue cover will rescue you and your vehicle if you breakdown or your vehicle can’t be driven. This policy provides UK roadside repair and national recovery, including alternative transport and overnight accommodation if needed. You also get key assist in the event of lost keys or lock failure.

Heritage motor legal

Protect yourself against legal difficulties you might have due to an incident on the road. You’ll have cover of up to £100,000 for any legal costs involved in claiming against an uninsured driver, as well as injury compensation claims and recovering uninsured losses.

Replacement courtesy car

Road traffic accidents can be difficult to manage, especially if your car suffers severe damage. If you’re involved in a road traffic accident, we’ll arrange a courtesy car for you so that you can get you back on the road.