SPECIALIST INSURANCE FOR YOUR 4X4
We specialise in cover for classic and modified 4x4s based in the UK, which tend to be a second (or third, or fourth!) vehicle for their owners.
Whether you’re green laning, exploring rough terrain or beach buggy drifting, you need cover that protects your pocket if something goes wrong. We’ve chosen our insurers based on the cover they offer, so you can be sure of getting the protection your 4×4 needs.
With Heritage you can get free agreed value on classic 4x4s, a 15% discount if you’re a member of any car clubs or the Military Vehicle Trust, plus 90 days European cover as standard for those over the channel jaunts. You can also get a Skytag GPS tracker unit completely free when you take out cover with us.
FREE AGREED VALUE ON CLASSICS
If your 4×4 is a classic, say a Series Land Rover, an early Jimny or Land Cruiser, you can get agreed value on your policy completely free. With agreed value in place, if you have to make a total loss claim you’ll know exactly what the insurance payout will be, and you won’t be subject to market rates at the time of the claim.
While not everyone’s cup of tea, modifications are common with a lot of 4x4s and we don’t shy away from covering these. Let us know what you’ve got and we’ll quote you accordingly – it’s important to be accurate to make sure your insurance stays valid.
Our modified 4×4 cover is designed specifically for vehicles being used for off roading and green laning, not for standard road use.
NEED A QUOTE? WE'LL CONTACT YOU PROMPTLY.
Send us a few details below and we’ll get in touch to discuss your cover needs. If you prefer to give us a ring when it suits you, call 0121 248 9253 – we’re open Monday-Friday 8:30am to 5:30pm, and Saturdays 9am – 1pm.
FREE SKYTAG GPS TRACKER
4x4s can be at more risk of being targeted for theft, which is why we find a lot of our 4×4-owning customers take us up on our exclusive offer of a free Skytag GPS tracker unit. The tracker activates whenever the vehicle moves outside the zone you designate, and live data can be shared with the police in the event of theft, to aid in a speedy recovery. To get your tracker, just ask when you take out a policy with us (or at any point thereafter). Skytag tracking is a subscription service; for more information click here.
IS MY 4X4 A CLASSIC?
Not sure if your 4×4 is a classic? It’s not all down to age – sometimes a classic can be newer but qualify for specialist cover for other reasons. To qualify for specialist vehicle insurance, traditional classic or otherwise, your 4×4 will usually need not to be your main vehicle and be doing under 5,000 miles a year. If you’re not sure, give us a call and one of our insurance advisers will happily discuss it with you.
ADDITIONAL OPTIONS HERITAGE INSURANCE CAN PROVIDE
“Great service, staff have always been helpful on the phone. Their ‘Multi-car’ policy saved me hundreds of pounds for the year. I had always insured my SIX cars separately, finally I sorted this multi-car policy with them and I’m very glad I did!” – 5 stars, multi car customer
Good service, friendly staff and they sorted me a good price!
“Even in these difficult times it was reassuring to have a friendly voice on the phone to sort my policy out. Top marks again for making a chore a pleasure.” – 5 stars, single vehicle insurance customer.
Top marks for making a chore a pleasure
“Excellent service. Could not be easier to renew my insurance policy. Would recommend to anyone.” – 5 stars, multi car customer
Could not be easier
“The lady who dealt with me was exceptionally helpful. Listening to all my requirements and responding to all my needs. Thank you” – 5 stars, multi car customer
“30 years with the same insurer because they are the best all round. Thanks.” – 4 stars, single vehicle insurance customer
30 years with the same insurer
“Very helpful staff. I dealt with Faisal and Emmanuel. Please thank them from me.” – 5 stars, single vehicle insurance customer
Very helpful staff
“Spoke to 2 different staff and both very helpful, especially as they were both working from home due to the lockdown.” – 5 stars, multi car customer
Very helpful, especially as they were working from home
“Have been with Heritage for ten yrs, and I have always had good efficient service, at a realistic price. The staff are very polite and helpful, Will keep using them :-)” – 5 stars, single vehicle insurance customer