PROTECT YOURSELF AGAINST LEGAL EXPENSES
MOTOR LEGAL COVER
If you’re involved in a car accident, motor legal cover can cover the costs of arranging repair, claiming against a third party, and motor prosecution defence.
Motor legal cover also provides recourse for issues like vehicle ID theft and illegal clamping and towing. All claims are handled by ALPS legal practice.
COVER FOR UP TO £100,000 FOR UNINSURED LOSS RECOVERY
If you’ve had an accident that wasn’t your fault, you don’t want to be left out of pocket dealing with the aftermath. Your standard car insurance will cover some expenses, but there are other possible costs that it’s unlikely to cover. For example:
- Public transport use or hire car while your vehicle is being repaired
- Earnings loss due to time off following injury
- Replacing damaged personal property such as glasses or clothing
Motor legal cover from Heritage offers up to £100,000 of cover for uninsured loss recovery, taking care of the details that a standard motor insurance policy may not.
PROTECTION AGAINST INJURY
Many of our customers also take out personal accident cover alongside motor legal cover, which offers up to £50,000 cover against injury or death for you and your spouse or partner, whichever of you is driving or whilst you’re a passenger. It also covers passengers over 17 while you’re driving your vehicle. Find out more here.
CLAIMS HANDLED BY ALPS
If you need to make a claim, the ALPS SRA-regulated legal team will handle this for you in-house. With qualified solicitors and a 24/7 legal advice line, you can be sure your claim is in good hands, plus there are no deductions made on settlement.
NEED TO MAKE A CLAIM?
Need to make a claim against your motor legal cover with us? Report your claim direct to the insurer within 30 days of the incident – call 0203 794 9309 and quote your policy number.
ADDITIONAL OPTIONS HERITAGE INSURANCE CAN PROVIDE
Looking to add key cover to your policy? We offer a wide range of valuable extra cover options.
Our road rescue cover will rescue you and your vehicle if you breakdown or your vehicle can’t be driven. This policy provides UK roadside repair and national recovery, including alternative transport and overnight accommodation if needed. You also get key assist in the event of lost keys or lock failure.
If your key gets lost or stolen, key protect cover will cover you for the cost of calling out a locksmith, as well as replacement keys/fobs, and overnight accommodation for a night if needed. It will also provide you with vehicle hire for up to three days and cover onward travel costs.
Personal accident cover
Our personal accident cover provides cover for up to £50,000 for bodily injury or death for you and your spouse, common law or civil partner. The policy covers you whilst either of you are driving your insured vehicle, or whilst you are a passenger in another vehicle.