CLASSIC LAND ROVER DEFENDER INSURANCE
SPECIALIST COVER FOR YOUR LAND ROVER DEFENDER
Owning a Land Rover Defender is about more than transport. It’s about heritage, capability and character.
That’s why classic Land Rover Defender insurance needs to recognise the way these vehicles are used and valued.
At Heritage, we’ve been arranging specialist classic car insurance since 1965. Our team understands classic 4x4s and the unique needs of Defender owners.
Whether you drive an early Defender 90, a well-preserved 110, or a modified off-road build, we work with specialist insurers to arrange the right Land Rover Defender insurance for your vehicle.
Many Defenders have modifications. Others have been carefully restored or rebuilt over time. A standard policy often fails to recognise these changes or the true value of the vehicle.
Our classic Land Rover Defender insurance takes these details into account. That includes modifications, restoration work and agreed value options, helping ensure your Defender is protected properly.
HOW DOES CLASSIC LAND ROVER DEFENDER INSURANCE WORK?
When arranging Land Rover Defender car insurance, our team first looks at how you use your vehicle.
Some owners take their Defender to shows and club events. Others enjoy weekend drives or countryside adventures. Some keep their Defender as part of a larger classic collection.
Our in-house team reviews the details of your vehicle and works with specialist insurers to find suitable Land Rover Defender cover.
If you own more than one vehicle, we can also place them under a multi car policy. This allows you to insure several vehicles on one policy and can provide savings of up to 25%.
Your collection can include:
• Classic vehicles
• Modern daily cars
• Camper vans
• Motorcycles
This approach keeps things simple and helps you manage all your vehicles in one place.
WHAT DOES HERITAGE’S CLASSIC LAND ROVER DEFENDER INSURANCE COVER?
Our experience and competitive rates are just some of the benefits we offer our customers. When you take out a Land Rover Defender classic car UK insurance policy with us, you can also get:
- Free agreed valuation for classic models – protect the value of your classic Land Rover Defender so that if you need to make a total loss claim, you know exactly what you’ll be paid.
- Club discounts of up to 15% for Land Rover Defender and classic vehicle club members
- Discounts for limited mileage use
- 90 days’ cover for driving in Europe
- Know where your classic Land Rover Defender is at any time with a free Skytag GPS tracker (worth £250) & get a discount on a Global Telemetrics GPS tracker
- Salvage retention as standard, so you can rebuild your Land Rover Defender if you have a write-off
- Specialist cover for classic Land Rover Defender modifications such as roll cages, snorkels and suspension changes
- You can also select additional cover options, such as glass cover, replacement locks cover, and audio and sat nav equipment cover.
Get in touch with our team on 0121 248 9229 to get started. We’ll discuss your exact needs and find the ideal insurance policy for your classic Land Rover Defender.
GET A QUOTE FOR CLASSIC LAND ROVER DEFENDER INSURANCE
For more information on our classic and modified Land Rover Defender insurance, request a quote online below and our team will get in touch.
WHICH LAND ROVER DEFENDER MODELS DO YOU COVER?
We can cover a wide range of classic land rovers, so it’s always worth speaking to us about our insurance options, but some of the most popular models we insure include:
Land Rover Defender 90 Insurance
The Defender 90 is one of the most recognisable off-road vehicles ever built. Its shorter wheelbase makes it a favourite for enthusiasts and off-road drivers alike.
Land Rover Defender 110 Insurance
The longer Defender 110 offers additional practicality while retaining the rugged capability that made the Defender famous.
Early Defender Insurance
Many early Defenders from the 1980s and 1990s are now considered modern classics, making specialist classic Defender insurance increasingly important.
Modified Land Rover Defender Insurance
From lifted suspension to expedition builds, many Defenders have been modified. Our policies can accommodate a wide range of upgrades.
SAVE UP TO 25% WITH OUR MULTI CAR COVER
If you own another vehicle alongside your classic or modified Land Rover Defender, our multi car insurance may be the option for you.
With a variety of cars for different uses, it can be a hassle to have all your vehicles covered under different insurers. After all, there isn’t a one-size criteria that fits all.
With a Heritage Classic Car Insurance multi car policy, that’s no longer a problem. We insure moderns as well as classics on the same policy, with up to five drivers and no limit on vehicle numbers. Our flexible specialist multi car cover can even include motorcycles, campers and vans. To talk to us about multi car insurance, click the link below or call the team on 0121 248 9229.
MODIFIED LAND ROVER DEFENDER INSURANCE
Few vehicles are modified as often as the Land Rover Defender.
Owners often upgrade their Defenders for off-road capability, touring or restoration purposes.
Typical Defender modifications include:
• Lifted suspension
• Off-road tyres and wheels
• Winches and bumpers
• Snorkels and roof racks
• Engine upgrades
Standard insurers can struggle to understand these modifications. Specialist Land Rover Defender insurance ensures these upgrades are properly declared and considered.
If you’ve modified your Defender, speak to our team by giving us a call on 0121 248 9229 to discuss your exact requirements and get an expert insurance quote.
DISCOVER THE HISTORY OF THE LAND ROVER DEFENDER
The Land Rover Defender traces its roots back to the original Land Rover launched in 1948.
Built as a practical vehicle for farms and industry, the Land Rover quickly became known for its durability and off-road ability.
Over the decades the design evolved, eventually becoming the Defender nameplate in the 1980s.
From military use to exploration vehicles and everyday workhorses, the Defender developed a reputation as one of the toughest vehicles ever built.
Today, earlier Defender models are becoming increasingly collectible. Many owners restore and preserve them as part of the UK’s motoring heritage.
Specialist classic Land Rover Defender insurance helps protect that history.
Read our Customer Stories for the Land Rover Discovery 3 and Series III, to find out more about dream trips, off road mods, and what makes a Landy the perfect classic car. You can also check out our Land Rover Enthusiasts Guide for more.
TAILOR YOUR CLASSIC LAND ROVER DEFENDER INSURANCE
Many owners choose additional protection alongside their standard Land Rover Defender cover.
We offer several optional extras designed to give extra peace of mind.
Road rescue
Our road rescue cover will rescue you and your vehicle if you breakdown or your vehicle can’t be driven. This policy provides UK roadside repair and national recovery, including alternative transport and overnight accommodation if needed. You also get key assist in the event of lost keys or lock failure.
Key protect
If your key gets lost or stolen, key protect cover will cover you for the cost of calling out a locksmith, as well as replacement keys/fobs, and overnight accommodation for a night if needed. It will also provide you with vehicle hire for up to three days and cover onward travel costs.
Personal accident cover
Our personal accident cover provides cover for up to £50,000 for bodily injury or death for you and your spouse, common law or civil partner. The policy covers you whilst either of you are driving your insured vehicle, or whilst you are a passenger in another vehicle.
CLASSIC LAND ROVER DEFENDER INSURANCE FAQS
How old does a Land Rover Defender need to be for classic insurance?
Many Defenders can qualify for classic insurance once they reach around 15 to 20 years old, depending on the vehicle and how it is used.
Give us a call on 0121 248 9229 and our advisors will be happy to discuss if your vehicle can be covered under a specialist Land Rover insurance policy.
How much does Land Rover Defender insurance cost?
As with any insurance, a lot depends on the features, use and location of your vehicle – but classic Land Rover Defender insurance can be surprisingly affordable. Classic vehicle insurance in general is designed for second vehicles, cherished motors being driven fewer miles and carefully looked after, so typically it’s less expensive than standard motor insurance.
For a properly worked-out price, nothing beats giving our team a ring.
Can I insure a modified Land Rover Defender?
Yes. Specialist policies can include cover for many types of modifications, including suspension upgrades and off-road equipment.
Call our team of specialists in the UK on 0121 248 9229 to find out more – we’ll do our best to secure you the best value policy available that also meets your cover needs.
Can I reduce the cost of classic Defender insurance?
Limited mileage, club membership and secure storage can often help reduce premiums.
How do I get a quote for Land Rover Defender insurance?
Simply send us a few details about yourself and your Land Rover Defender by filling in our quote form online or give us a call on 0121 248 9229 and we’ll get you a specialist insurance quote.