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Classic 4x4 Insurance

Low-Cost Insurance For Classic 4x4s

At Heritage, we provide classic car insurance with the passionate classic car enthusiast in mind. We have been insuring classic cars since 1965. With over 50 years of expertise behind us, you can trust us to get the best possible deal for you on various types of vehicles. With every classic 4×4 car insurance we broker, we arrange the correct cover to protect your valuable investment. Heritage understands the true value of your vehicle and our team are always available to talk you through the details of our policies and their requirements.

Classic 4x4s aren’t defined by their age. We insure the driver behind the wheel as well as the vehicle. Does your 4×4 travel less than 5,000 miles a year and isn’t your daily drive? If not, then get a classic 4×4 insurance quote today. Contact us on 0121 248 9229 or alternatively, you can fill out the contact form below.

What is a Classic 4×4?

Classic 4x4s are rugged, no-nonsense vehicles designed and engineered to cover the roughest ground with ease. Classic 4x4s have survived adventurous expeditions across the waters, been used in various work situations and have played crucial roles in supporting our emergency services.

The majority of Classic 4x4s are in the hands of incredibly devoted owners who cherish in more sedate surroundings. Examples of 4x4s that Heritage insure include Land Rover, Jeep and Toyota.

For more information on any Classic 4×4, please check out our vital stats page.

Classic 4×4 Insurance Policy Benefits:

  • Discount for 4×4 club members
    Free Agreed Valuation
  • Cover for any modifications
  • Cover for green-lane driving
  • Up to 90 day cover for driving in the EU
  • Full windscreen damage (excludes damage occurring during off-road and green-lane)
    Optional breakdown cover

What is Heritage’s Classic 4×4 Insurance Eligibility? 

  • Is your 4×4 over 25 years old?
  • Do you drive less than 5,000 miles annually?
  • Do you keep it safe away from the daring off-road sections?
  • Are you aged 25 or over?

Optional Classic 4×4 Insurance Benefits

Road Rescue Single Vehicle

When you add our Road Rescue Single Vehicle breakdown policy you get the benefit of knowing that no matter where you are in the UK, you will be rescued in the event of  a mechanical breakdown. An incredible optional benefit for our customers.


MAPS Legal Cover 

Should the unthinkable happen and you are involved in an accident in any of your vehicles, our MAPS Legal Motor Cover will help ensure you are not left out of pocket. Not only that, in conjunction with Classic Friendly, you get to choose the garage or repairer for your cherished classic to give you peace of mind that your car will be restored (if possible) to its full glory. Ask our team for more details.


Heritage KeyCare 

A huge inconvenience is caused by a lost or stolen key to your valuable classic. With KeyCare we will get you back on the road with the minimum of fuss. Ask our team for more details.


Free Skytag Tracker 

As a customer of Heritage Insurance you can claim a FREE Skytag GPS Tracker Unit worth up to £249.99*. Skytag is a small GPS device that you can fit in your vehicle with ease. Once activated it allows Skytag to track your stolen car and in conjunction with the police, recover it quickly.

* annual subscription required to activate.


Multi-Car Insurance 

While we are quoting for your Classic 4×4, why not let us quote for your all your vehicles? Our Multi Car insurance places all your vehicles under one policy for the convenience of one renewal date. When coupled with our Road Rescue Multi Car – this will provide breakdown cover for all your vehicles under one policy.


Get a Quote

If you would like a quote please complete the form below and we shall call you back as swiftly as possible. If you prefer to contact us directly then you can call us on 0121 248 9229.

Policy Options and Benefits

Automatic cover for greenlaning

Free Agreed valuation and certificate – We arrange a specialist insurance scheme which offers you a free agreed value alongside your policy. Should the worst happen and you find yourself with a total loss claim, we will pay you the agreed amount of the vehicle less the policy excess.

Discounts of up to 15% for classic car club members. The true enthusiast knows the importance of joining a classic car club. We reward your loyalty with a discount of up to 15%.

The option to retain salvage, should the worst happen. In the case of a total loss claim, you have the option to buy back your vehicle at the agreed value rate.

Up to 90 days’ cover for use in the EU – Travel abroad with no worries. Our classic car policy includes full comprehensive cover for use in Europe.

Full windscreen replacement service

Option for an uninsured loss recovery service (Legal Protection)

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