FREE AGREED VALUE WITH HERITAGE
Agreed value is an essential element of your classic car insurance policy, if you want to make sure that the amount you get in the event of a claim matches the value of your classic car. We offer free agreed value to all our customers, meaning we don’t charge you extra to get the value of your vehicle written into your policy.
WHAT IS AGREED VALUE?
Agreed value means that the insurer has agreed the value of your vehicle and set it within your policy. If you don’t have agreed value, any claim would be settled at the market rate value of your car the at time of the claim, meaning you could lose money against its value when you took out the policy.
PEACE OF MIND AT NO EXTRA COST
At Heritage we don’t charge for agreed value – you can get the value of your car agreed for free, giving you peace of mind that if your cherished vehicle is written off or stolen and not recovered, you know exactly what you’ll be paid out.
Not sure if you have agreed value on your classic car policy? Give us a call on 0121 248 9229 and our friendly team will be happy to help you, or send us a message below.
ASK US ABOUT FREE AGREED VALUE
PROTECT YOUR INVESTMENT FROM FLUCTUATING MARKET TRENDS
Classic car values can fluctuate depending on market trends. Availability, rarity, and changing fashions can all impact the market value of your classic. Agreed value removes the uncertainty this can create around what you’d be paid in the event of a total loss claim. Free agreed value with Heritage can also give you the option to make adjustments to the value of your classic car mid-term, should its value go up during the course of your policy.
We can include salvage retention as part of your agreed value insurance policy, so that if your car is written off, you can buy back the vehicle at scrap value out of the agreed value due you from the insurer.
In most cases where a vehicle is classified as a write off on the basis that it’s beyond economical repair, you can retain salvage if you have this built into your policy. However, if the vehicle is declared ‘end of life’ (because the damage is too severe) or it cannot be legally put back on the road, you may not be able to retain the salvage.
“Very helpful over the phone, excellent personal service. Having been with Heritage for 14 years, we now have a multi-car policy covering our modern cars as well. Would highly recommend.”
“I would certainly recommend your company based on my experience with one of your advisors: Mr Liam Campbell. He was a courteous, professional individual with excellent knowledge. I was well informed and at no point felt pressured to take out the policy. He is an asset to your company.”
“Already having a car policy with Heritage I felt I would approach the firm with regards to a quote for another motor, this I found to be a excellent move. The young man I spoke to was in my opinion very pleasant and helpful in obtaining a quote which I found to my liking and accepted. In my past dealings with Heritage over some years I found them to be very helpful.”
Top firm to deal with
“Fantastic knowledgeable customer service, cannot fault the team in who I’ve dealt with. I’ve recommended them to everybody I know with a 4×4.”
The help was outstanding
“From initial phone contact to completing the Car Insurance for my classic vehicle the process was made as pleasant as I had ever experienced due to the professionalism and product knowledge of the staff member involved.”
Would not hesitate to recommend Heritage
“I have dealt with this company for the last ten years; this says it all. I’ve always found them helpful, so much so that I did my house insurance with you for the first time this year. Found Jamie very helpful.”
I’ve always found them helpful
“I felt they asked all the relevant questions plus taking into account my choice of cover requirements and I now feel confident that I am insured with a reputable company with the cover level I require. The 2 Heritage staff I dealt with were knowledgeable, helpful and did not pressure me at all.”
Asked all the relevant questions
“I found the service provided by Heritage Insurance Brokers absolutely excellent.
The gentleman I spoke to was courteous, cheerful and extremely helpful. I would recommend them to anyone.
Not only was the service spot on, they saved me over £100 compared to my renewal quote.”