GET A QUOTE & INSURE YOUR CLASSIC CAR IN MINUTES

A faster, easier way to insure classic cars.

For 60 years, classic car owners have trusted Heritage for specialist protection. Our online quoting tool is designed for classics, making it easier for you to arrange cover quickly without needing to speak to an advisor.

You can get an online quote to insure up to five classic cars within minutes. Your quote is saved for up to 30 days, giving you time to review your options before purchasing.

Not every classic car or your personal situation is suitable for an online quote. For more specialist requirements, it’s better to speak to an experienced advisor to ensure the right cover is arranged. You can do this by requesting a callback.

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Why use Heritage's Quote & Buy system

Our Quote & Buy system is a simple, convenient way to get a classic car insurance quote if your needs are straightforward.

Quick online process
Get a quote in minutes and arrange cover at your convenience.

Cover multiple classics
Easily insure up to five classic cars on one policy. Add more vehicles later if you need to.

Exclusive savings
Benefit from multi-vehicle discounts when you insure more than one classic with Heritage.

If your requirements are more specialist or you prefer tailored advice, our experienced team is just a phone call away. You can request a callback or call us directly on 0121 248 9229.

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Who our online quoting system is designed for

Heritage’s online Quote & Buy system is designed for enthusiasts who want quick, flexible insurance online for their classic vehicles. To successfully obtain an instant online quote:

You must be aged 27 or older
Your vehicle must be manufactured before 1996
Each vehicle’s value must be £50,000 or less
If insuring multiple vehicles, the combined value must not exceed £100,000

If your quote falls outside these criteria, it’s no problem. Our specialist team will follow up to arrange a policy to fit your circumstances, Alternatively, you can request a call back with our specialist advisors.

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When a specialist quote might be better for you

While our online Quote & Buy system is ideal for many classic car owners, some situations are a little more specialist – and speaking directly to an advisor makes sure you get the right protection.

You might prefer to speak to a specialist if:

Your vehicle is high in value
Your vehicle is heavily modified
You live in an area where insurance costs can be higher
You park your car on the street or somewhere unusual

By speaking with a specialist, we can better understand your situation and find cover properly suited to you.

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Reasons to choose Heritage

Classic car owners have trusted us for 60 years because we understand the unique needs of classic and specialist vehicles.

From vintage to the more modern classics, our passion for protecting these specialist cars spans over many years. When you choose Heritage, you benefit from:

Exceptional service: 96.7% of customers rated us 4 or 5 stars in 2024
24/7 customer portal: Manage your policy anywhere, at anytime through our customer portal.
60 years’ of expertise: Decades of experience arranging cover for classics of all kinds.

Whether you arrange your cover online or speak directly to a specialist, your classic car is in safe hands with us.

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How our Quote & Buy system works

Enter your details
Complete a short form to access the Quote & Buy system.

Get your instant quote
Add your vehicle and personal information to receive an insurance quote within minutes.

Buy online
Complete your purchase online, or speak to our team for more support.

If your quote doesn’t quite fit the online criteria, our specialist team will follow up to find the right cover for your needs.

Need assistance? You can call us directly to discuss your insurance requirements.

Start your online quote today

Fill in your details below to get an online insurance quote for your classic cars today.

Why consider a multi-classic vehicle policy

By combining multiple classic and specialist cars under one policy, customers can save up to 25% while benefitting from a single renewal date with less admin, making it easier to manage your insurance.

If you have a larger collection or require more specialist cover, our team can arrange bespoke multi-vehicle insurance to suit your needs.

Heritage's Quote & Buy System: FAQs

Should I get an online quote or speak to your specialist team?

If your classic car insurance needs are straightforward, using our online Quote & Buy system is a quick and convenient way to get a quote and arrange cover. It’s designed for classic vehicles manufactured before 1996, valued under £50,000, and for drivers aged 27 or over.

If your car is heavily modified, of high value, imported, or if you have specific needs like agreed value cover, unusual parking arrangements, or multiple classics to insure, we recommend speaking directly to our specialist team. They’ll work with you to arrange tailored cover that reflects your vehicle and how you use it.

If you’re unsure which option is best for you, we recommend requesting a callback and one of our advisers will guide you through it.

How is this different from a standard online insurance quote?

Most online quote systems only allow you to insure one classic car at a time, or they’re designed for multiple modern cars.

Heritage’s Quote & Buy system is designed specifically for classic car owners who need multi-car cover, allowing you to insure up to 5 classic cars or campervans in one go with a streamlined online process.

How long does it take to get a quote?

Most users can get an instant quote in around 5-10 minutes. If any details require a manual review, our team will follow up with you promptly.

Can I insure a mix of classic cars and campervans under one policy?

Yes, you can insure a combination of classic cars and campervans under one online multi-vehicle policy, as long as each vehicle meets the eligibility criteria:

Up to 5 vehicles (or your quote will be referred for our specialist team to review)
You must be aged 27 or older.
Your vehicle must be manufactured before 1996.
The maximum value per vehicle is £50,000.
If insuring multiple vehicles, the combined value must not exceed £100,000.

Will I get the same level of cover as a traditional policy?

Yes, you’ll still have access to specialist classic car insurance benefits, including free agreed value, limited mileage discounts, 15% off for club members and 90 days European cover.

What happens if I don’t meet the criteria for an instant quote online?

We make sure your classics get the right level of protection. If you don’t meet the online criteria for an instant online quote – such as a single vehicle value exceeding £50,000 – our specialist team will personally review your details and contact you to tailor your policy.

Can I add more vehicles to my policy in the future?

Yes, once you receive a quote and purchase a policy online, you’ll always have the option to add more vehicles to your policy in the future.

If you get one of your classic cars covered online, you can add more at a later date. The same applies if you insure 5 of your classic cars online, you can add others afterwards if you’d like to.

Do I have to buy the policy immediately after getting a quote?

No, you do not need to proceed with your quote immediately. Your quote will be saved, and you can return to complete your purchase up to 30 days later. If you need help or support, our specialist team are more than happy to assist you.

What happens once I purchase an online policy?

Once an online policy is purchased, you will have 24/7 access to your documents and you can request changes to your policy in your customer portal. You’ll be able to speak to our specialist team at any time for support as standard too.

REQUEST A CALLBACK FROM OUR SPECIALISTS

Fill in your details below to arrange a callback with one of our specialist advisors to get a bespoke insurance quote for your classic car. Alternatively, you can call us directly on 0121 248 9229.

Ready to get an online quote today?

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