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Specialist Vehicle Insurance

We cover an array of specialist vehicles

Today’s motoring enthusiast can expect more from their insurer than ever. With increasing demands to cover a vast array of specialist vehicles involved in various leisure activities and pursuits, here at Heritage we’re working closely with our insurers to bring you specialist vehicle insurance.

Getting specialist vehicle insurance

So you’ve chosen your interest, you’ve bought the right vehicle, how do I get insurance? That’s where we come in. Heritage insurance have a flair for the shall we say different, so if you decide to go extreme with a 4×4 challenge truck* and take on King Of The Valleys then don’t worry, we’ve got you covered. Alternatively should you wish to surprise the bride with a classic Rolls Royce on her big day we cover wedding cars too.

In fact, from a tractor to a tank Heritage will provide the right type of specialist vehicle insurance for your individual requirements with our dedicated schemes to ensure you get exactly what you need. Heritage also provides insurance cover for kit cars and classic replicas, we have been appointed as the official insurer to the Westfield factory, assuring you that our reputation precedes us.

Specialist Vehicle Insurance we offer

Policy Options and Benefits

Free Agreed valuation and certificate – We arrange a specialist insurance scheme which offers you a free agreed value alongside your policy. Should the worst happen and you find yourself with a total loss claim, we will pay you the agreed amount of the vehicle less the policy excess.

Discounts of up to 15% for classic car club members. The true enthusiast knows the importance of joining a classic car club. We reward your loyalty with a discount of up to 15%.

Our policy covers you for club organised track days, hill climbs, rallies and sprints. This means all non-competitive events in these cases will be covered should the worst happen.

The option to retain salvage, should the worst happen. In the case of a total loss claim, you have the option to buy back your vehicle at the agreed value rate.

Up to 90 days’ cover for use in the EU – Travel abroad with no worries. Our classic car policy includes full comprehensive cover for use in Europe.

Whether performance enhancing or adding safety features to your vehicle, we understand that adding a modification doesn’t make you a boy racer. Call us on 0121 248 9229 to discuss your classic car modifications.

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