CLASSIC & SUPERCAR INSURANCE SPECIALISTS
We offer comprehensive and tailored cover for supercars and classics across a wide spectrum, from modern limited-edition performance cars straight off the line, to the well-preserved classics of previous decades. We can even cover electrified classics.
Our prestige car insurance aims to deliver what you need, based on your car and lifestyle. With limited mileage discounts, optional extra cover such as motor legal and road rescue, and a panel of specialist insurers to suit, we’re confident we can provide great cover with excellent service.
If you belong to a car club, be sure to let us know as members of registered clubs can get a 15% discount on their premium.
REQUEST A QUOTE
We’ll give you a call to discuss your needs. If you prefer to call us, ring 0121 248 9362.
BENEFITS OF INSURING WITH HERITAGE
FREE AGREED VALUE
We don’t charge you for agreed value – you can have the value of your vehicle agreed and set into your policy, providing peace of mind that in the event of a total loss claim, you know exactly what you’ll be paid.
Retain the salvage of your vehicle for repair or parts if it gets written off. Having salvage retention written into your specialist car insurance policy means that you can keep the salvage in the event of a total loss, and the salvage value will be deducted from the insurance payment due to you. Salvage retention is subject to certain conditions – if the car is deemed ‘end of life’, you may not be able to buy it back.
90 DAYS EUROPEAN COVER AS STANDARD
If you like to take your classic to the continent, you’ll be pleased to know Heritage can cover you for up to 90 days of travel in Europe, across any number of trips. This can be extended to 180 days according to your needs.
MULTI CAR INSURANCE
Our flexible multi car cover allows you to put your classic and performance cars on one policy alongside your daily drives and any other vehicles you own. It simplifies your car insurance experience and offers savings of up to 25%, with no limit on the number of vehicles you can include.
YOUR QUESTIONS ANSWERED
What is agreed value?
Agreed value means that the insurer has agreed a valuation for your vehicle and this is fixed for the policy term. Without agreed value and in the event of a claim, the insurer would look at the market rate for replacement of your car at the time of the claim for guidance on the pay-out amount. Agreed value protects your investment at a set rate rather than a potentially fluctuating market value – but you can get your agreed value updated mid-term if there is reason to do so.
Can I get agreed value from the start of my policy?
Absolutely. For vehicles worth over £30,000 we will require photographs prior to agreeing the valuation; if you are able to provide these in advance of your policy start date then it is usually possible to have your value set at the outset of cover.
Can I insure a car before I buy it?
You can insure a car before you buy it, but you ideally should have at least committed in writing to make the purchase, or paid a deposit. You can set insurance to start from the date you collect or take delivery of the vehicle.
Can I get laid up cover?
Yes, we offer cover for laid up vehicles / classics that are SORNed. You can switch your cover from laid-up to road cover once your car is ready to be driven again. Laid up cover can include free agreed value, if the vehicle is complete, and covers your classic for accidental damage, fire and theft.
NEED A QUOTE? WE'RE HERE TO HELP.
ADDITIONAL OPTIONS HERITAGE CAN PROVIDE
If you need breakdown cover, or want motor legal insurance in case of a claim, we offer a range of helpful options for you to add to your policy if you so wish. Ask about our prestige package which combines some of the most popular optional extras for a saving.
TRUSTED BY OUR CUSTOMERS
“Very helpful over the phone, excellent personal service. Having been with Heritage for 14 years, we now have a multi-car policy covering our modern cars as well. Would highly recommend.”
“I would certainly recommend your company based on my experience with one of your advisors: Mr Liam Campbell. He was a courteous, professional individual with excellent knowledge. I was well informed and at no point felt pressured to take out the policy. He is an asset to your company.”
“Already having a car policy with Heritage I felt I would approach the firm with regards to a quote for another motor, this I found to be a excellent move. The young man I spoke to was in my opinion very pleasant and helpful in obtaining a quote which I found to my liking and accepted. In my past dealings with Heritage over some years I found them to be very helpful.”
Top firm to deal with
“Fantastic knowledgeable customer service, cannot fault the team in who I’ve dealt with. I’ve recommended them to everybody I know with a 4×4.”
The help was outstanding
“From initial phone contact to completing the Car Insurance for my classic vehicle the process was made as pleasant as I had ever experienced due to the professionalism and product knowledge of the staff member involved.”
Would not hesitate to recommend Heritage
“I have dealt with this company for the last ten years; this says it all. I’ve always found them helpful, so much so that I did my house insurance with you for the first time this year. Found Jamie very helpful.”
I’ve always found them helpful
“I felt they asked all the relevant questions plus taking into account my choice of cover requirements and I now feel confident that I am insured with a reputable company with the cover level I require. The 2 Heritage staff I dealt with were knowledgeable, helpful and did not pressure me at all.”
Asked all the relevant questions
“I found the service provided by Heritage Insurance Brokers absolutely excellent.
The gentleman I spoke to was courteous, cheerful and extremely helpful. I would recommend them to anyone.
Not only was the service spot on, they saved me over £100 compared to my renewal quote.”