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GET 65% OFF MOTOR LEGAL COVER AS A RETURNING CUSTOMER

Getting the right cover for your classic is always important, and we have a special offer for returning customers to help ensure you’re extra protected.

Take out specialist vehicle insurance through Heritage as a returning customer, and we will give you 65% off motor legal cover, which protects you against the potential legal expenses of a claim.

As well as free agreed value, salvage retention as standard, and access to a free Skytag GPS tracker on request, Heritage customers can benefit from great club member discounts and a flexible multi car offering that lets you put classic and modern vehicles on a single policy.

WHAT IS MOTOR LEGAL COVER?

Motor legal cover is a kind of insurance that will pay out some of the legal expenses you might incur pursuing a claim, that standard insurance doesn’t necessarily cover. 

These may include:

  • taking a third party to court
  • loss of earnings due to taking time off because of an injury
  • hire car costs while your car can’t be driven

When you have motor legal cover, not only are some potential expenses covered for you, but the legal team for your insurer will handle a lot of the claims process for you.

HOW COULD MOTOR LEGAL COVER HELP ME?

Motor legal cover can save you both time and money if you are involved in legal action as the result of a car accident. 

Some costs that can occur around a claim aren’t ordinarily covered by your car insurance policy. These are known as ‘uninsured losses’. And if taking a third party to court – or having legal action taken against you – are among them, they can get expensive.

Motor legal cover offers you access to an experienced legal team who will help to handle your claim, and gives you up to £100,000 cover for uninsured losses like public transport, replacing damaged property, and even things like vehicle ID theft or illegal clamping and towing.

GET A NO-OBLIGATION QUOTE

Get a quote for specialist vehicle insurance, and 65% off motor legal cover, with Heritage today.

SUPPORT FOR PERSONAL INJURY CLAIMS

Motor legal protection is especially valuable if you need to make a personal injury claim. The law around personal injury claims has recently changed, and most claimants now have to handle the claim themselves through a government portal. The amount of compensation available has also been capped, and any claims valued at £5,000 or under have to go to the small claims court. For these reasons, getting legal support for a personal injury claim if you don’t have motor legal cover, may be difficult.

For customers with motor legal cover through Heritage, the ALPS legal team will provide access to personal support, advice and guidance with full personal injury cover and claims handling, ensuring that those claims which fall into the ‘small claims track’ still get exceptional service.

YOUR QUESTIONS ANSWERED

How much does motor legal cover cost?

The cost of motor legal insurance depends on whether you want cover for just one vehicle or for several, as the policy is per vehicle rather than per person. At our 65% discounted rate, you would pay just £10 for a policy, saving £22 on the single vehicle motor legal cover and £29 on multi vehicle motor legal cover.

Who would handle my claim?

Our motor legal protection is provided by ALPS, so the ALPS SRA-regulated legal team would handle any claim for you in-house. With qualified solicitors you can be sure your claim is in good hands, and you also have access to a 24/7 legal advice line.

Will I get money deducted from any settlement on a claim?

ALPS do not make any deductions on settlement if you have purchased our motor legal protection cover.
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