CLASSIC CAR COVER WITH YOU IN MIND

Our aim is to offer you the best cover possible for your needs, at competitive prices and with great service. To do this, we work with a range of insurers who specialise in classic, vintage, modified and performance cars, and we tailor our quotes to you. 

To talk to our expert classic car insurance team, call us on 0121 248 9203 or request a quote below and we’ll give you a call. 

BENEFITS OF INSURING WITH HERITAGE

FREE AGREED VALUE

Protect the value of your classic car with free agreed value.

EXTENDABLE EUROPEAN COVER

Up to 90 days of travel in Europe as standard, across any number of trips. This can be extended up to 180 days according to your needs.

SALVAGE RETENTION

Keep the salvage of your car for repair or parts in the event of a total loss, provided the car is not deemed ‘end of life’.

COVER FOR MODIFICATIONS

Classic cars need a few upgrades over their lifetime; we completely understand and are happy to cover these.

CLUB MEMBER DISCOUNTS

Save up to 15% if you’re a member of a classic car club.

FLEXIBLE MULTI CAR INSURANCE

Our flexible multi car cover allows you to put your classic and performance cars on one policy alongside your daily drives and any other vehicles you own. It simplifies your car insurance experience and offers savings of up to 25%, with no limit on the number of vehicles you can include.

COVER CAN ALSO INCLUDE:

  • European breakdown cover and home start
  • Glass cover
  • Replacement locks cover
  • Audio and sat nav equipment cover

YOUR QUESTIONS ANSWERED

What ages can you cover on a classic car insurance policy?

The standard minimum age that we can arrange classic car cover for is 25. In some circumstances we may be able provide cover for drivers 21 and over, subject to strict terms and conditions. The current maximum age for classic car motor cover is 79.

Can I get agreed value from the start of my policy?

Absolutely. For vehicles valued under £30,000, we can set this up for you at the point at which you take out your policy. For vehicles worth over £30,000 we will require photographs prior to agreeing the valuation; if you are able to provide these in advance of your policy start date then it is usually possible to have your value set at the outset of cover.

Can I insure a car before I buy it?

You can insure a car before you buy it, but you ideally should have at least committed in writing to make the purchase, or paid a deposit. You can set insurance to start from the date you collect or take delivery of the vehicle.

Can I insure my car for third party, fire and theft only?

This level of cover is not available on Classic Car insurance.

REQUEST A QUOTE

ADDITIONAL OPTIONS HERITAGE CAN PROVIDE

If you need breakdown cover, or want motor legal insurance in case of a claim, we offer a range of helpful options for you to add to your policy if you so wish. Ask about our prestige package which combines some of the most popular optional extras for a saving.

Heritage Legal

Get covered for any legal costs involved in claiming any Uninsured Loss Recovery, up to the value of £100,000.

Personal Accident Cover

Cover you and your partner for up to £50,000 for bodily injury or death while driving or as a passenger.

Road Rescue

Our road rescue cover will rescue you and your vehicle if you breakdown.

Heritage Home Emergency

Help for home emergencies when you need it most: covering boiler breakdown, security issues, loss of power and more.

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