COVER DESIGNED FOR CLASSICS
Our classic car insurance aims to deliver what you need, based on your classic car and lifestyle. With limited mileage discounts, optional extra cover such as motor legal and road rescue, and a panel of specialist insurers to suit, we’re confident we can provide great cover with excellent service.
If you have more than one car, ask us about our competitive and flexible multi car cover, which lets you put daily drivers and classics on the same policy for a hassle-free insurance experience – plus savings of up to 25%.
Club member discounts apply – if you belong to a classic car club, be sure to let us know.
BENEFITS OF INSURING WITH HERITAGE
FREE AGREED VALUE
We don’t charge you for agreed value – you can have the value of your vehicle agreed and set into your policy, providing peace of mind that in the event of a total loss claim, you know exactly what you’ll be paid.
Keep the salvage of your car for repair or parts in the event of a total loss, provided the car is not deemed ‘end of life’.
EXTENDABLE EUROPEAN COVER
Up to 90 days of travel in Europe as standard, across any number of trips. This can be extended up to 180 days according to your needs.
FLEXIBLE MULTI CAR INSURANCE
Our flexible multi car cover allows you to put your classic and performance cars on one policy alongside your daily drives and any other vehicles you own. It simplifies your car insurance experience and offers savings of up to 25%, with no limit on the number of vehicles you can include.
COVER CAN ALSO INCLUDE:
- European breakdown cover and home start
- Glass cover
- Replacement locks cover
- Audio and sat nav equipment cover
YOUR QUESTIONS ANSWERED
What is agreed value?
Agreed value means that the insurer has agreed a valuation for your vehicle and this is fixed for the policy term. If you had to make a claim and you didn’t have agreed value, the insurer would look at the market rate for replacement of your car at the time of the claim for guidance on the pay-out amount. This wouldn’t take into account any unique features or the history of the vehicle, or its value when you first insured it.
Can I get agreed value from the start of my policy?
You can insure a car before you buy it, but you ideally should have at least committed in writing to make the purchase, or paid a deposit. You can set insurance to start from the date you collect or take delivery of the vehicle.
Can I insure a car before I buy it?
You can insure a car before you buy it, but you ideally should have at least committed in writing to make the purchase, or paid a deposit. You can set insurance to start from the date you collect or take delivery of the vehicle. If you take out breakdown cover, there is usually a 24-hour exclusion period right at the beginning of cover, during which you cannot make a claim.
Can I get laid up cover?
Yes, we offer cover for laid up vehicles / classics that are SORNed. You can switch your cover from laid-up to road cover once your car is ready to be driven again. Laid up cover can include free agreed value, if the vehicle is complete, and covers your classic for accidental damage, fire and theft.
REQUEST A QUOTE
“Very helpful over the phone, excellent personal service. Having been with Heritage for 14 years, we now have a multi-car policy covering our modern cars as well. Would highly recommend.”
“I would certainly recommend your company based on my experience with one of your advisors: Mr Liam Campbell. He was a courteous, professional individual with excellent knowledge. I was well informed and at no point felt pressured to take out the policy. He is an asset to your company.”
“Already having a car policy with Heritage I felt I would approach the firm with regards to a quote for another motor, this I found to be a excellent move. The young man I spoke to was in my opinion very pleasant and helpful in obtaining a quote which I found to my liking and accepted. In my past dealings with Heritage over some years I found them to be very helpful.”
Top firm to deal with
“Fantastic knowledgeable customer service, cannot fault the team in who I’ve dealt with. I’ve recommended them to everybody I know with a 4×4.”
The help was outstanding
“From initial phone contact to completing the Car Insurance for my classic vehicle the process was made as pleasant as I had ever experienced due to the professionalism and product knowledge of the staff member involved.”
Would not hesitate to recommend Heritage
“I have dealt with this company for the last ten years; this says it all. I’ve always found them helpful, so much so that I did my house insurance with you for the first time this year. Found Jamie very helpful.”
I’ve always found them helpful
“I felt they asked all the relevant questions plus taking into account my choice of cover requirements and I now feel confident that I am insured with a reputable company with the cover level I require. The 2 Heritage staff I dealt with were knowledgeable, helpful and did not pressure me at all.”
Asked all the relevant questions
“I found the service provided by Heritage Insurance Brokers absolutely excellent.
The gentleman I spoke to was courteous, cheerful and extremely helpful. I would recommend them to anyone.
Not only was the service spot on, they saved me over £100 compared to my renewal quote.”