Classic 4×4 Insurance

As a family run insurance company we have a broad understanding of 4×4 knowledge that spans over a 50 year period.

From Jeeps and Toyotas to Unimogs, Landys and G-Wagons, we understand your classic 4×4 insurance needs more then you think. Do you want to explore unchartered territory in your 4×4? Are you looking to test your own abilities and push your vehicle to its limit?


Classic and Modified 4x4 InsuranceWell if your vehicle is over 10 years old and not your daily drive, then a specialist classic 4×4 insurance policy from Heritage will provide you with the cover you need.

Our classic 4×4 insurance is a tailor-made policy based on your specific needs

From club-organised events to greenlaning and demonstration use, our policies ensure you get to use your vehicle to its full potential.

We understand the majority of off-road vehicles need to be modified to make the most of their all-terrain potential.

That’s why we provide cover for but by no means limited to:

  • Engine modifications
  • Lifted suspensions
  • Underbody protection
  • Rocksliders
  • Winches
  • Snorkels
  • Wider wheels and tyres
  • Changes to steering systems

Insure your classic 4x4 with us and you could benefit from:

  • Agreed valuations and a free certificate of authenticity
  • Discounts of up to 15% for classic 4×4 club members
  • The option to retain salvage, should the worst happen
  • Cover for modifications – call us on 0121 248 9229 for details
  • Up to 90 days’ cover for use in the EU
Alfa RomeoBMWAston MartinAustinFordLand RoverJaguarMercedes BenzMGMorris Motors LtdPorscheRoverTriumphVolkswagen
Our Customers
“I already had my Triumph Stag insured with Heritage, and have done for years, so when Jayne told me I could add my Volvo estate and the wife’s Fiat Panda to the same policy it sounded nice and easy. The price was great and the service is always brilliant, plus it means I don’t have to search around for quotes 3 times a year for each of our vehicles!”

Mr Chester, Kent


0121 248 9229



Mon – Fri  08:30 to 17:30
Saturday  09:00 to 13:00


There is a 2% charge for all credit card transactions. Debit cards will not be charged.